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Mortgage free in Forever Home :-)
Comments
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Yup 😊 Along with the chocolate and magazines I have bought us too 😉LadyWithAPlan said:Loving the cute kittens - and George looks already like a lot of fun trouble
What a great way to start Easter
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
That's a nice Brucie Bonus OP, well done for getting the scrap silver sorted!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
I hope George and Chloe settle in quickly. Looking forward to reading about their shenanigans.
Happy Easter.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20280 -
Well done on the OP too.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20280 -
Thanks @PennysIntoPounds and @savingholmes 😊
Thanks to buying the car I am going to have to minimise OPs over the next few months and build up my savings again, so little wins like that reassure me that I am still making (some!) progress …
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Aaaaand, I have finally done enough surveys on Pr1me to hit another £5 - winging it’s way off as another OP 🤩❤️😊🎉🥳
For some reason Pr1me seem to think they have had a technical issue serving 🍏 devices last week, so have offered me a 30% bonus for the next week to make up for it. I hadn’t really noticed tbh, but I’ll take it 😉
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Scrumptious Easter kittens! Xx2
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Always nice to get an uplift on survey payoutsAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20281 -
Heart warming kitten photos - ours was a rescue about 7 months old and was very frightened to start with, but is the boss of us now. Always frightened of people and cars but that's not a bad thing. Have a lovely easter with them. And new car too - amazing."Think of many things, do one"
Mortgage end Aug £168k £309,749 2020 (ends June 2036 -was 2038- aim for 2031)
Seven Goals; and healthy diet/walk/run/exercising/weights/yoga2 -
Yay cute kitty's 😍😺😺
Look forward to hearing how you get on2
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