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Mortgage free in Forever Home :-)

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Comments

  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations on the additional family members! They are just gorgeous.

    I like catsan but buy the cheaper Mr S one when it is really low priced in comparison, some times there’s not much difference.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    This is the one I use. Made of recycled paper  
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • They DO look like a George and Chloe, you're right!
  • Cheery_Daff
    Cheery_Daff Posts: 17,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aw 🥰🥰🥰 Welcome to MSE George and Chloe! 🥰🥰
  • KajiKita
    KajiKita Posts: 7,848 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thanks for all the litter suggestions. I will see what I can find today. 

    Another really bad night’s sleep! This morning’s dream was all about trying to have a shower, in Swansea, in college, in public and being banned by someone I used to dislike at a job 4 jobs ago before I could even start the shower …! Ugh … I am prescribing myself maximum avoidance of carbs today (I ate too many yesterday) much 4:7:8 breathing and a good dose of exercise if possible, though the forecast is unstable at best today! 

    More spending today on cat stuff ready for our new family members tomorrow 🤩 Have also sent pleading text to plumber to grovel for some love for our heating system as we are both miserable at being cold everywhere but the living room. I must tidy the floor of the office to make room for the kitties too. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • South_coast
    South_coast Posts: 5,900 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ooh, I envy your unstable forecast - it's absolutely revolting here this morning! If I make it to the car without my brolly turning inside out, I will be very impressed 👍🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • KajiKita
    KajiKita Posts: 7,848 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Ooh, I envy your unstable forecast - it's absolutely revolting here this morning! If I make it to the car without my brolly turning inside out, I will be very impressed 👍🤣!
    I didn’t think anyone would envy my forecast! 😂
    When the weather gets that wild, I give up on brollies and climb into a big waterproof jacket!

    Kk
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Little late to the cat party but oh my goodness they are adorable.

    (Feral kitten here uses corn cat litter as cheapish, last ages, not the cheapest but she has her litter try in my office as Wattydog eats her poops o/wise (ergh) and goodish at absorbing 'aromas')
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,755 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Loving the cute kittens - and George looks already like a lot of fun trouble ;) 

    What a great way to start Easter
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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