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Mortgage free in Forever Home :-)
Comments
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I will bear it in mind …. 😉Brie said:Warning on some of the night time teas and Dr Stuarts may be one of these. If they contain hops as well as valerian it might drive Madame Fluff wild. Ours had the same reaction as to catnip.
Though atm, La Belle Monster is three hours late home ….! 😢
Please send ‘Cat-get-your-fluffy-bum-home’ vibes!
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 57 books of target 52 in 2026 as @ 8th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Had confirmation from BG that they have cancelled our boiler cover. There was a £30 admin fee for cancelling 😳🙄 but somehow they owed us £34.97 so we are getting £4.97 back …. No. I don’t understand it either, but the good news is that we no longer have this monthly cost, which was my aim! 😊
Just as I was leaving work, had the revised invoices for the hotel rooms and breakfasts. No idea what the guy who checked us in had done, but he’d somehow shovelled all the breakfasts onto my room and overcharged us £24 in the process! 🤷♀️ He was well known in the organisation as when we went down to breakfast on the first morning I tried to explain that the breakfasts for the two of us were on my room - the girl at the entrance looked confused …. As she started to walk away for advice I mentioned his name - she rolled her eyes slightly and let us in! Unfortunately for him it was the deputy manager who was helping us this morning - I hope he just gets more training (some of those hotel systems where you can book remotely seem to be Byzantine in their complexity!) rather than trouble 🤞
It does mean that I can start my expenses claim on Monday! Nag me on this one please as I hate doing them! 😉
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 57 books of target 52 in 2026 as @ 8th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Get your fluffy butt home cat! I am hoping it's just elaborate sulking or that she has secretly time travelled to next Thursday to enjoy her welcome back meal in her capacity as a Real Cat like tiny cat did.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo2 -
Hope miss dirty stop out makes an appearance soon!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +13 -
Glad that you enjoyed & felt it was worth it 🤩🌼I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
"In, In, Ms Fluffy Butts!!" <shaking the virtual treats tin>
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅🏅🏅1 -
Vibes sent🐈
Love🐞Declutter 1536/ 2026
books read 11 in 2026
£320 🥳 funpot
🐞change pot £84.92
£20/£5001 -
Hope the cat 🐈⬛ is home soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
Thanks for all the vibes.Still no cat.Have sent a message to village what’s app and will start ringing all the local vets in a bit ….
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 57 books of target 52 in 2026 as @ 8th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I hope Madame appears soon🙏Mortgage OP 2026 £1860/2000Mortgage balance: £29,986
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
Jun £120, Jul £0, Aug
Summer challenge £120/3002
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