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Mortgage free in Forever Home :-)

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  • Brie
    Brie Posts: 14,844 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Is there a retreat you could treat yourself to a couple of weeks after his time away?  
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

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    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
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  • redofromstart
    redofromstart Posts: 5,863 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    That's how it works here, mr redo has motorcycle buddies and trips, and I am expected to spend the same money on something I want or want to do. I much prefer that to being expected to go camping etc or trail round anymore war museums. If I had to choose, I would rather go round the museums, they are generally warmer than camping and it's easier to think about something else when you are not physically uncomfortable. 
  • Congrats on the PB win!

    That's a good idea to have something to look forward to, and to make sure you don't feel your needs aren't being met too. Are you thinking- okay I really need to tell you that my phone's autofill suggested I write 'are you thinking about his sock' 😂 Baffled as to where it got that from! Or maybe you were thinking about his sock and it knew 👀

    Anyway, where was I; are you thinking something soon to have something nice during the early spring grey and cold, or feeling to wait for more dependable weather to enjoy having time out/away in? 
  • KajiKita
    KajiKita Posts: 7,806 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Feeling a bit more human after three days off, but still don’t want to go back to work tomorrow…..
    Got up slowly this morning - finished reading a novel before surfacing.
    Cleaned the bathroom and loo this morning - the bathroom is south facing so was very bright this morning so it got very well cleaned! 😉
    After lunch, headed out to the local plant centre who have just reopened for the new season 😊 Bought a shallow bowl type pot and several alpines for it to create some interesting, not-view-blocking color on the patio. I also bought two small lavenders and have potted those up into two pots I had empty - those are also on the patio, one right next to where I sit 😉😊 I can see them from my seat on the sofa too 😊
    Then had a little in the potting shed - pricked out sweet peppers, parsley and nicotiana - it always boggles me how such gallumphing plants as the latter come from such tiny seeds and seedlings 🤷‍♀️😉😊🌱
    Have some indoor watering to do this evening - seedlings and houseplants. Other than that, i need to write and post a card to my mother for next Sunday and prep all my food for tomorrow. 

    KK

    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brie
    Brie Posts: 14,844 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 3 March 2024 at 6:29PM
    What's that line...."plant lavender by your door for friendship".  Well personally I'd having it (literally) blooming everywhere.

    edit - nope - There's a few things I've learned in life: always throw salt over your left shoulder, keep rosemary by your garden gate, plant lavender for good luck, and fall in love whenever you can.  (The Winter's Tale)
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • Oh I love permitting myself to wake up and read before getting on with the day, such simple self-care and yet such a treat 
  • KajiKita
    KajiKita Posts: 7,806 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Brie said:
    What's that line...."plant lavender by your door for friendship".  Well personally I'd having it (literally) blooming everywhere.

    edit - nope - There's a few things I've learned in life: always throw salt over your left shoulder, keep rosemary by your garden gate, plant lavender for good luck, and fall in love whenever you can.  (The Winter's Tale)
    Luck will do me! 😉😊

    Oh I love permitting myself to wake up and read before getting on with the day, such simple self-care and yet such a treat 
    I started doing it in the winter of ‘23, so only recently. It does feel really decadent 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I read in bed this morning! You inspired me😂
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 7,806 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I read in bed this morning! You inspired me😂
    And on a school day too! 👏👏👏😊
    Or are you on leave today? 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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