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Mortgage free in Forever Home :-)
Comments
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Sounds challenging. Dividing a large bar of chocolate into meals a la me perhaps not helpful.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo4 -
Ooh that reminds me I have Hotel C caramel batons...My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo4 -
Phew. That sounds dire but it's done. Be proud.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thanks @Merlin's_Beard, @PennysIntoPounds, @brie, @redofromstart and @beanielou 😊 I appreciate all your care x
Feeling a bit better - drank LOTS of tea, read a bit, ate a bit, took some painkillers and helped Mr KK evacuate a mouse that La Belle had chased into one of my work shoes! 🙄😂
Fridge is a bit clearer after freezing some of the excess food.Now showered, clean and loved watching the latest episode of Alice Robert’s train trip through Ancient Egypt - I am such a fangirl of hers 🤩😊😉
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £8 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
I do love her and she's great as a speaker live as well!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20251 -
Eek at the mouse!Mortgage OP 2026 £50/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,546
Make £50 a month Jan £0
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Shattered today but plodding on …. Many, many meetings, along with three goal setting sessions for team members today and a chat with the HR officer about the fact that they need to call out some behaviour where I think they are being picked on!
Popped in the big Sainsbugs I pass on my way home as we were out of echinacea and I need a birthday card for Mr KK for Saturday am 😉😊 Found both plus bought us both Mothering Sunday cards - the one for Mr KK’s mum is a huge RHS one with big fluffy verses 😉 That cheered Mr KK 😊
Whilst there at the till, it gave me a £12 off if we spend £60 on a standard online delivery. After the delivery fee that becomes £7 off so still worth having - slot booked 😊
Sweet peas have started germinating. I will move them off the heat mat tomorrow when a few more are through 😊
£1.40 from TCB turned up today so that has been OP’d along with 15p TT.
Catching up on missed chores yesterday - towels are sloshing around in the washing machine and Mr KK has put the recycling bin out.KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £8 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Oh, I would love to see her live 🤩Merlin's_Beard said:I do love her and she's great as a speaker live as well!
Umm …. standard modus operandi round here … 😉skint_spice said:Eek at the mouse!
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £8 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Glad the hard day is over and that your boss turned human
has the battery for try car been fixed - scary to stop on the motorway like that
there is a Twinings herbal tea called Glow that is incredibly comforting- I hate fruit teas normally but this has strawberry and mint in
look after yourself and Mr KKDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Yes the battery has been changed (£212) and seems to be operating correctly now …. 🤞LadyWithAPlan said:Glad the hard day is over and that your boss turned human
has the battery for try car been fixed - scary to stop on the motorway like that
there is a Twinings herbal tea called Glow that is incredibly comforting- I hate fruit teas normally but this has strawberry and mint in
look after yourself and Mr KK
I’ve not come across that tea variant - I will look out for it 😊
We're doing our best 😉
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £8 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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