Mortgage free in Forever Home :-)

KajiKita

beanielou said:

That is early to me these days! Hope the battery does the job.
That was a nice amount to get extra.

The 5.30am alarm call is tough going, especially in the winter! 😳💤
🤞 for the battery ….
Yes, very nice. And quite a surprise. I had vaguely heard there was a referral payment but honestly didn’t expect to get it! 😊

KK

redofromstart

Oh lovely on the referral payment and the germinating seeds. 

PennysIntoPounds

What a Brucie Bonus! And yes please do prioritise being safe driving!
And of course well done for your excellent referral work which lead to the deserved reward 

KajiKita

Thanks @redofromstart and @PennysIntoPounds 😊

It’s very cold here - the frost on the garage roof is so thick it looks like snow! Hopefully it is clear enough we will get some good sunshine later 🌞😊

I am up, dressed, had a cup of tea, drawn my face on and am contemplating defrosting the car …. 🥶 

KK

South_coast

Frost actually sounds exciting - we've had rain, rain and more rain lately. Contemplating starting to round up two of every animal 🤣!

KajiKita

South_coast said:

Frost actually sounds exciting - we've had rain, rain and more rain lately. Contemplating starting to round up two of every animal 🤣!

I have some spare planks over here if they would help ….? 🤔😂😂

Went over to the garage this morning and got my battery. The car generally seems to be running better so have turned the stop/start function back on and am 🤞 £212.51 including fitting, VAT, disposal etc. 
Done all my financial updates including various bits of interest that had landed in various savings accounts - I am getting close to having £20K savings (across all my various pots) - I NEVER thought that was possible a year or so ago 🤩
The extra funds from the referral bonus I have divvied up between savings, an extra payment to my credit card (there has been two car bills and a vet bill in recent weeks!) and a £150 OP 🤩❤️🎉 That has saved us c. £52 in interest over the remaining time of the mortgage 😊 💪👏
Got massively ratty and bad tempered mid morning, like I was boiling over. Suddenly realised that I had a raging headache so took myself off to bed for a short nap and took a Sud@fed with my lunch. I also apologised to poor Mr KK for barking at him. 

We then spent the afternoon in the garden - firstly trimming his beard and then clearing the top pond of a bamboo and moss that had completely taken over! In the melee of the bamboo clump we found two carnivorous plants, one of which is huge and two water lilies 😊 This pond definitely does need some replanting now though. 
He then moved onto trimming water shoots off the apple trees, under close supervision by La Belle Floof, whilst I retrieved re-sprouting elephant garlic bulbs from my crazy weedy veg beds - divvied them up and replanted the biggest ones 😊
Done the English coaching session today - he’s finally starting to self correct as he is reading back his work to me and use expression in his voice as he is reading his book choice to me - the penny is dropping 😊👏 I have told him and his dad that I want to stop at the end of March when the clocks change as I want my weekends in the garden to be uninterrupted. I would be happy to restart in September, for his GCSE year if he wants to, but I want my summer to myself. They have been wailing at me a bit about this, but I found my time in the garden was foreshortened today, by having to come in for the lesson, so I know I am making the right decision for me. 

Going to do some prep for the lunch tomorrow this evening - washing the grapes and tomatoes etc. but the sandwiches will have to wait for tomorrow morning. 

Before:


After: 

KK

skint_spice

Well done on standing your ground regarding the tutoring, it’s not like it’s your job just a favour so put yourself first.

KajiKita

skint_spice said:

Well done on standing your ground regarding the tutoring, it’s not like it’s your job just a favour so put yourself first.

Thanks, I appreciate the back up. They pay me a little, but by the time I have paid for the Zoom subs and copies of the books he is reading it doesn’t offset the disruption and time commitment. 

KK

beanielou

Glad that you did the right thing for you.

PennysIntoPounds

Hope tomorrow goes well for all of you x