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Mortgage free in Forever Home :-)

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  • KajiKita
    KajiKita Posts: 7,684 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic


    Do not. I repeat, DO NOT buy this …. It is lethally good! 😉😂 (And no palm oil! )

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita said:

    ........shows me how hard I find work and how much it takes from me. I need to find better ways of managing that. 

    KK
    I'm with you on this, my new years resolution is to manage this better so I can leave work at work.
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • KajiKita
    KajiKita Posts: 7,684 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    KajiKita said:

    ........shows me how hard I find work and how much it takes from me. I need to find better ways of managing that. 

    KK
    I'm with you on this, my new years resolution is to manage this better so I can leave work at work.
    Please do share your learnings on this 🙏

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 6,820 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Glad you had a relaxing day. Sorry about your mum tho. So hard watching/hearing those behaviours and knowing there is little you can do..
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Brie
    Brie Posts: 14,778 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I think the thing that worries me about my mother's bad behaviour is how much I see her in myself.  I get the impression this is not an issue for you as you have ways of coping she doesn't have.  

    I wonder how much of her current expression of anger is due to not having an outlet for it?  Some people like to complain, others like to control or scold their children (which she can't do sufficiently if you're not there every day).  Others go out in the garden and take out frustration with some furious pruning.  When I was going through a particularly bad patch I was fortunate to have been given an axe which I used for splitting logs.  It was great exercise as well as a wonderful way to visualise ridding myself of the nasty bits of my life.  
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • Pretty clear soil, I like very much. 
  • KajiKita
    KajiKita Posts: 7,684 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Pretty clear soil, I like very much. 
    Thanks Redo 😊
    One of my aims for 2024 is to really get to grips with the veggie patch this year. Posting here about it to hold me accountable…. 😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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