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Mortgage free in Forever Home :-)
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skint_spice said:Well I am glad you have been unwinding despite the issues with your mother.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Do not. I repeat, DO NOT buy this …. It is lethally good! 😉😂 (And no palm oil! )
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
KajiKita said:
........shows me how hard I find work and how much it takes from me. I need to find better ways of managing that.KK
"Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga4 -
SandyShores said:KajiKita said:
........shows me how hard I find work and how much it takes from me. I need to find better ways of managing that.KK
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Glad you had a relaxing day. Sorry about your mum tho. So hard watching/hearing those behaviours and knowing there is little you can do..Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I think the thing that worries me about my mother's bad behaviour is how much I see her in myself. I get the impression this is not an issue for you as you have ways of coping she doesn't have.
I wonder how much of her current expression of anger is due to not having an outlet for it? Some people like to complain, others like to control or scold their children (which she can't do sufficiently if you're not there every day). Others go out in the garden and take out frustration with some furious pruning. When I was going through a particularly bad patch I was fortunate to have been given an axe which I used for splitting logs. It was great exercise as well as a wonderful way to visualise ridding myself of the nasty bits of my life.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇2 -
Thanks @Watty1 and @Brie, I appreciate your support.I have done years of work on myself (not saying I am perfect however!) including counselling, martial arts, Buddhist training, shamanic training etc etc. My mother has many bitter resentments that stem from her earliest years right up to now and she still carries *every*, single, one …. For me it’s a testament to her strength of will that she hasn’t yet been crushed by them. But, they do make her unhappy and that is what is hard to see. I wonder if part of the reason she would never consider engaging with any health improving things (change of diet, exercise, counselling etc etc) is because she is hoping she will die quite soon. I do get quite a sense of existential weariness from her, though she doesn’t really say much. I think that’s why we are not allowed to visit as she fears she wouldn’t be able to sustain her ‘front’ any more and we would ‘see’ her as she actually is. Very hard on my dad …. in spite of his obliviousness.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Had a big, busy day in the garden 😊
Got the cut flower border and the path next to it cleared before lunch, then riddled the last of the compost from the first dalek after lunch and spread it on the bed. Then helped Mr KK clear the rubble and scaffolding tower from under one of the new lounge windows. Most of that has been loaded into my the back of my poor little car ready for the tip run on Thursday 😊 (we realised on Christmas Eve that after all the administrative hoops we’d jumped through to get tip passes for Mr KK’s van we are going to have to start again with his new one …. Sigh 🙄😉 That’s a job for the new year 🤷♀️😊).Before:After:
Broad beans are starting to grow, in all directions! 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Pretty clear soil, I like very much.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
redofromstart said:Pretty clear soil, I like very much.
One of my aims for 2024 is to really get to grips with the veggie patch this year. Posting here about it to hold me accountable…. 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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