We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Mortgage free in Forever Home :-)

1203204206208209736

Comments

  • KajiKita
    KajiKita Posts: 9,937 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Merry Christmas 🎅 🎄 
    Thank you and you 😊🎄

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brie
    Brie Posts: 16,752 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Have a merry day KK, Mr KK and madame floofmonster!!
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅
  • KajiKita
    KajiKita Posts: 9,937 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brie
    Brie Posts: 16,752 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅
  • CCW007
    CCW007 Posts: 1,141 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Brie said:
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    It is Crispmouse after all 😁
  • KajiKita
    KajiKita Posts: 9,937 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Brie said:
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    CCW007 said:
    Brie said:
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    It is Crispmouse after all 😁
    Really??! 😂😂😂😂😂😂😂

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I am glad you have been unwinding despite the issues with your mother.
    Mortgage OP 2026 £640/2000
    Mortgage balance: £32,222

    Make £50 a month Jan £20, Feb £0, March £31, Apr
    Boiler fund £1981/3000

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.