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Mortgage free in Forever Home :-)

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  • KajiKita
    KajiKita Posts: 7,686 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Merry Christmas 🎅 🎄 
    Thank you and you 😊🎄

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brie
    Brie Posts: 14,783 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Have a merry day KK, Mr KK and madame floofmonster!!
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • KajiKita
    KajiKita Posts: 7,686 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brie
    Brie Posts: 14,783 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • CCW007
    CCW007 Posts: 1,087 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Brie said:
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    It is Crispmouse after all 😁
  • KajiKita
    KajiKita Posts: 7,686 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Brie said:
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    CCW007 said:
    Brie said:
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    It is Crispmouse after all 😁
    Really??! 😂😂😂😂😂😂😂

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,411 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I am glad you have been unwinding despite the issues with your mother.
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,260


    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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