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Mortgage free in Forever Home :-)

1203204206208209736

Comments

  • KajiKita
    KajiKita Posts: 10,720 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Merry Christmas 🎅 🎄 
    Thank you and you 😊🎄

    KK
    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 64 books of target 52 in 2026 as @ 2nd September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brie
    Brie Posts: 17,665 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Have a merry day KK, Mr KK and madame floofmonster!!
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅🏅🏅
  • KajiKita
    KajiKita Posts: 10,720 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 64 books of target 52 in 2026 as @ 2nd September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brie
    Brie Posts: 17,665 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅🏅🏅
  • CCW007
    CCW007 Posts: 1,141 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Brie said:
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    It is Crispmouse after all 😁
  • KajiKita
    KajiKita Posts: 10,720 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Brie said:
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    CCW007 said:
    Brie said:
    KajiKita said:
    Brie said:
    Have a merry day KK, Mr KK and madame floofmonster!!
    Thank you 🤩 
    You too 😊
    Madame has had a lovely relaxing, sleepy morning on *her* sofa and is now out on patrol, marauding somewhere … 😉

    KK
    Do a bit of late mouse shopping to with which to surprise you??
    It is Crispmouse after all 😁
    Really??! 😂😂😂😂😂😂😂

    KK
    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 64 books of target 52 in 2026 as @ 2nd September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,807 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I am glad you have been unwinding despite the issues with your mother.
    Mortgage OP 2026 £1870/2000
    Mortgage balance: £29,683

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



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