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Mortgage free in Forever Home :-)

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  • Watty1
    Watty1 Posts: 6,820 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    lovey to see her ladyship waiting for treats.  Didn't realise how much of a 'cat person' I was until my darling feral moved in :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 7,685 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    The guest is confined to one room. 
    The dangers of the cat flap. 
    Mr M is desperate to get in there. 
    What would Mr M do if he got in there? Beat the guest up?

    KK 
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,685 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Watty1 said:
    lovey to see her ladyship waiting for treats.  Didn't realise how much of a 'cat person' I was until my darling feral moved in :)
    They get under your skin don’t they? 😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brie
    Brie Posts: 14,783 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    KajiKita said:
    Watty1 said:
    lovey to see her ladyship waiting for treats.  Didn't realise how much of a 'cat person' I was until my darling feral moved in :)
    They get under your skin don’t they? 😉

    KK
    Went to drop off a christmas/birthday present to a colleague the other day, said I was going to only stay a minute or two and then her cat walked in the room!  Big fluffed void of a house panther.  Finally wrenched myself away after 20 minutes of scritching and cooing.  
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  • KajiKita
    KajiKita Posts: 7,685 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Brie said:
    Went to drop off a christmas/birthday present to a colleague the other day, said I was going to only stay a minute or two and then her cat walked in the room!  Big fluffed void of a house panther.  Finally wrenched myself away after 20 minutes of scritching and cooing.  
    Your colleague must have been amused 😉 As for the cat, well ‘worship is my due, you know’ 😂😂

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Merry Christmas KK!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • KajiKita
    KajiKita Posts: 7,685 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Merry Christmas KK!
    Thank you 😊 You too! 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Merry Christmas 🎅 🎄 
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