We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage free in Forever Home :-)
Options
Comments
-
CCW007 said:KajiKita said:Or you can go the no dig route and lay cardboard down with a thick layer of compost over the top - Charles Dowding website and books are easy to follow. Redo is 100% right in saying if you start prepping now, whatever method you use, your ground will be ready to use come the spring 😊
KK
I have been re-reading his Skills book over Christmas to try and plan for succession growing next season! 😉😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
redofromstart said:I'd love to go and listen to someone inspiring on planting stuff @CCW007 the closest I get is my Christopher Lloyd books
@merlinsbeard if you are going for raised beds then you may get bargain frames, and then as @KajiKita says cardboard and compost on the grass and get ahead of yourself.
Hope you like the lentil loaf @KajiKita, it was a regular thing here for a while
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
beanielou said:Lots of post as we all have things in our pasts & in our families that have caused upset & continue to do so.
So it resonates with people~~including me.
Plus gardening seems to resonate too 😉❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Read a novel in a day 😊 My husband is describing me as a book vacuum! 😂😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Charles Dowding, not sure if that was autocorrect or fat fingers!2
-
I just had a look to buy a copy on kindle, and had a minor 'how much!' fit.His 'veg journal' is £2.29 and I might just have to crack and buy that with my survey fun money.
Ive read most of Georgette Heyers Tollgate today in front of the wood burner and made a cat (or two, mr Fluffy got a short sit in too) very happy.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3 -
I love Dowding and G Heyer.
Enjoy getting the veg garden ready. I enjoy the initial enthusiasm stage but don't always then offer it enough care and attention for it to thrive. I have loads of seeds though.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Even though we've had a an allotment for years we are still learning, great to pick up ideas from other people. We are just getting the hang of successional sowing but still a bit hit and miss.
Love 🐞
Grow your own: £14.661 -
redofromstart said:I just had a look to buy a copy on kindle, and had a minor 'how much!' fit.His 'veg journal' is £2.29 and I might just have to crack and buy that with my survey fun money.
Ive read most of Georgette Heyers Tollgate today in front of the wood burner and made a cat (or two, mr Fluffy got a short sit in too) very happy.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
savingholmes said:I love Dowding and G Heyer.
Enjoy getting the veg garden ready. I enjoy the initial enthusiasm stage but don't always then offer it enough care and attention for it to thrive. I have loads of seeds though.ladybird1106 said:Even though we've had a an allotment for years we are still learning, great to pick up ideas from other people. We are just getting the hang of successional sowing but still a bit hit and miss.
Love 🐞
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards