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Mortgage free in Forever Home :-)
Comments
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It’s a riddler:ladybird1106 said:What is the green thing in your trug called? Need one of those.
Love 🐞
https://www.machinemart.co.uk/p/clarke-crs400-rotary-soil-sieve/?da=1&TC=GS-030711400&gad_source=1&gclid=EAIaIQobChMIjrO-3uaMgwMVxdTtCh3tNQs2EAQYASABEgJH8vD_BwE&gclsrc=aw.dsKKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Ouch to the wasp sting. I'm scared of them at the best of times so that would have freaked me out.
Glad you have been reunited with your case. It feels a violation when personal items like that go missing.
Not surprised you've been exhausted. You do seem to fill your life very full. Hope you find time to 'relax' whatever that looks like for you.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20280 -
I shift my compost around every so often, it works faster for it. I've also got a hand powered riddler thing which takes out the big lumps.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo2 -
The last six months have been ridiculous. We’ve both had enough now.savingholmes said:Ouch to the wasp sting. I'm scared of them at the best of times so that would have freaked me out.
Glad you have been reunited with your case. It feels a violation when personal items like that go missing.
Not surprised you've been exhausted. You do seem to fill your life very full. Hope you find time to 'relax' whatever that looks like for you.Christmas starts this weekend! 😉 Albeit that we still have a week of work left to go.As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
That’s on my ToDo List … especially now that I have a 3 bay compost system 😊❤️redofromstart said:I shift my compost around every so often, it works faster for it. I've also got a hand powered riddler thing which takes out the big lumps.
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Thanks for the info, will be ordering one of those after Christmas
Love🐞Declutter 1865/ 2026
books read 15in 2026
£320 🥳 funpot
🐞change pot £0
£20/£5002 -
£1.68 from UR8 sent off to OP.1,100 emails cleared!All DIY items have left the living room!!! 🤩🎉🥳
Fire is lit for the first time this week and all curtains are back up ❤️
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Great progress 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
Sounds more homely.Mortgage OP 2026 £1870/2000Mortgage balance: £29,683
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept1 -
Nice you have your front room back. Just in time for Xmas.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20280
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