Mortgage free in Forever Home :-)

KajiKita

Big day in work - the big new machine arrived! 😊 I have deliberately cultivated the service engineer doing the install as he is our local engineer 😊 Learned a LOT about making weapons for cosplay over lunch! 😂

Mr KK has started making more holes in the living room for the two windows. I cleared space for and started to set up the second scaffold tower.

Made a good start on finance updates - no pay day OP possible this month due to spend on the house, however minimal withdrawals from savings 🤷‍♀️ Win some lose some I guess. 

Done every possible booking (flights, trains, two hotels) for a trip I have to take for work in early December. I booked the airport car park through TCB and should get c. £13 from that, eventually. 

KK

redofromstart

I do like the odd bit of cash back for work travel 🤣

beanielou

Have you got much left to do in the house?

KajiKita

@redofromstart, it makes me feel a bit guilty, but these trips take so much time and energy from me I don’t think it’s unreasonable ….

beanielou said:

Have you got much left to do in the house?

Finish the fireplace and hearth, prep (sand down and seal) and install the mantlepiece. 

We have two windows to install in the living room and then all the making good from that and the making good that still needs doing around the door.
Painting!
Splitting down the set of curtains from the window we sold, to two sets - one for each new window. Installing two new curtain tracks and hanging. 

Cleaning the carpet!!
Reinstalling a new wall light to replace the two that we have now that are useless, as one is stuck behind the bookcase and the other will be mid window! 😂
Rendering of the outside making good areas from putting patio doors and windows in - weather permitting. 

KK 

beanielou

Hopefully the end is in sight!
It will be worth it in the end 

KajiKita

Good morning all 😊

I have a three day weekend! 🎉🥳

Heading out to dinner tonight, Mr KK’s treat and before then I am hoping to spend some time in the garden, if my back loosens up. It would be good if I could do some clearing in the veggie patch and get some more spring bulbs in. I have Duolingo Dutch practice to continue (going out to Eindhoven in early December for a 3 day work meeting). I will pop out for a bit this morning to buy further ingredients for Birtwhistle concoctions and start making some of those up. 

The forecast for tomorrow is not great here, so I shall be reading, cleaning, tapestrying and hopefully moving out the chest of drawers I have now decluttered enough that I have emptied in my bedroom!

As an aside, I found myself having a conversation with one of the younger members of my team about YNAB and FIRE and making suggestions about some immediate cost savings he could make (he’s good friends and lives near another member of the team who has a cash and carry card, so he could buy his energy drinks cans there in bulk on his mate’s card for quite a bit less). I shared with him about those forums and suggested he start researching. He was quite shocked that I watch every penny, do surveys, had never heard of cashback etc etc. It was quite nice to be able to share this with him. 

KK

redofromstart

Happy three day weekend! Sounds like you will be busy.

I put potting out those bulbs that I have been ignoring for weeks on my list last night.

I try to remember the cash back on work things too, my little reward.

CCW007

KajiKita said:

As an aside, I found myself having a conversation with one of the younger members of my team about YNAB and FIRE and making suggestions about some immediate cost savings he could make (he’s good friends and lives near another member of the team who has a cash and carry card, so he could buy his energy drinks cans there in bulk on his mate’s card for quite a bit less). I shared with him about those forums and suggested he start researching. He was quite shocked that I watch every penny, do surveys, had never heard of cashback etc etc. It was quite nice to be able to share this with him. 

KK

I first heard about discount codes about 15 years ago on the radio - something like Heart or a local radio station as well, not even Money Box or something related!  The host was talking about whenever he buys something he does a search for a discount code for the merchant and I was amazed!  I wonder how much that tip has saved me over the years...

beanielou

Happy three day weekend 😊

savingholmes

Hope you're having a lovely weekend.

I'm still getting over reading about the dead rat and the mouse in the bed... 

Well done on sharing your learning with a colleague. I find it interesting at work as all the senior managers bring in home made food to eat most days while the lower paid buy from a van or a shop. It always blows my mind. That habit right there is costing some of those people £3-5 a day easily and that can make a huge difference over time.