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Time to start a Fresh part 2, 2022!

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Comments

  • Good luck with the MOT, I hope the pesky light behaves for you!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
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  • EssexHebridean
    EssexHebridean Posts: 25,893 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fingers crossed for the MOT. Many years back I had a car that had to have a head gasket replaced - and afterwards always had the low oil warning Iight lit up constantly in spite of the oil level being fine. I was concerned when I came to part exchange it that the light would mean the dealer would knock the already low price down a bit - the car had enough other problems without that as well - so my “pet mechanic” disconnected the light for me - meaning it was only noticeable that it didn’t illuminate on ignition. I got away with it… 😏 I stopped feeling guilty about it at exactly the same time that I discovered that the dealer had removed the spare wheel from the car I’d bought before I drove it away too - cheating g1ts! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
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  • BlueJ94
    BlueJ94 Posts: 3,271 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Fingers crossed for the MOT. Many years back I had a car that had to have a head gasket replaced - and afterwards always had the low oil warning Iight lit up constantly in spite of the oil level being fine. I was concerned when I came to part exchange it that the light would mean the dealer would knock the already low price down a bit - the car had enough other problems without that as well - so my “pet mechanic” disconnected the light for me - meaning it was only noticeable that it didn’t illuminate on ignition. I got away with it… 😏 I stopped feeling guilty about it at exactly the same time that I discovered that the dealer had removed the spare wheel from the car I’d bought before I drove it away too - cheating g1ts! 
    Oh dear!!

    I wish i could disconnect the light but I can't, but I think it was me that's the issue as I've managed to keep it off.. I didn't press save once deleting the issue :lol:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,271 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all,

    Not posted much haven't had time. Went to the festival yesterday and I really enjoyed it! Not much to really update on. I'm not back in Sainsburys until next Sunday now as I've booked the week off so no early starts for a while yay! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • FootyFanDan
    FootyFanDan Posts: 1,973 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Great work Jade, you are ticking them debts off :)
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Glad you enjoyed your concert. Did you watch anything decent on Netflix, I’m looking for something to watch. Only two more debts to clear 👏👏
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    You’re doing brilliantly.
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • BlueJ94
    BlueJ94 Posts: 3,271 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks all!

    @Parkyp I binge watched a few episodes of hold tight. Its a murder series but it's good so far! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,271 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all,

    Dropped my car off at a garage again this morning due to a wiring issue. Ugh!

    But i have Friday off work so I have a house inspection at 10am and a zoom call at 12.30pm.

    Ive offered aqua half of the remaining balance and they said they'd come back to me in two working days. Fingers crossed! Then my only debt I have left is 188 at £1880. I need to work out a plan here, do I throw all my money at that debt or try and do a settlement with them? 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
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