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Going broke thinking i'm rich!!!
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I am three bin bags for the tip and four bag for life bags for the CB so far!! The Shoes and toys have been given a good sort and I feel better already! Still along way to go, but I am happy for a de-clutter and any money can go towards the holiday spends.
I have spent almost 2 days chasing up my son's passport applications
so far, we have an update on one but the other I can't even speak to anyone on! Very frustrating and not long to go before the holiday now. I am finding it hard to get excited until I know I have them all.
I think I will tackle summer clothes next, that way everything that fits and I want to keep I can pack....the others I can get rid of one way or another.
In other news I am traveling for work tomorrow approx 3.5 hours an overnight stay and returning on Thursday....The gym is going well I currently pay £20 p/m and I am going 1/2 times a week minimum. So far I have lost 8lbs which is a start!Pennies starts again...........2022 - £13,579.221 -
Well done on weight loss, exercise and decluttering. That's a pretty good triad of results!
Hope the remaining passports arrive soon and you can 'relax'Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £42.5K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 48.8K of £127.5K target 38.3% 24/5/26 (If took bigger lump sum = 71.K or 55.9%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/260
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