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Going broke thinking i'm rich!!!

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  • I am three bin bags for the tip and four bag for life bags for the CB so far!! The Shoes and toys have been given a good sort and I feel better already! Still along way to go, but I am happy for a de-clutter and any money can go towards the holiday spends.

    I have spent almost 2 days chasing up my son's passport applications :/ so far, we have an update on one but the other I can't even speak to anyone on!  Very frustrating and not long to go before the holiday now.  I am finding it hard to get excited until I know I have them all.

    I think I will tackle summer clothes next, that way everything that fits and I want to keep I can pack....the others I can get rid of one way or another.

    In other news I am traveling for work tomorrow approx 3.5 hours an overnight stay and returning on Thursday....The gym is going well I currently pay £20 p/m and I am going 1/2 times a week minimum.  So far I have lost 8lbs which is a start!
    Pennies starts again...........2022 - £13,579.22  



  • savingholmes
    savingholmes Posts: 29,001 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on weight loss, exercise and decluttering. That's a pretty good triad of results!

    Hope the remaining passports arrive soon and you can 'relax'
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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