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Pay off mortgage and start having even more fun 😁

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  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm sorry to hear about big cat not feeling well. Poor little thing.

    I have heard that cruises mysteriously shrink clothes!
  • newgirly
    newgirly Posts: 9,346 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Oops it’s been ages again, its good sign the finances are not doing well! 


    Hi KP, big cat is doing much better now thanks, went back to the vet (yet again) and got another 8 days of medication which is working 🙂 am still branching everything and they are confined to the living room until it’s finished just incase. 

    It’s been a busy week, went to a ‘cat cafe’ in Marylebone last Monday with a friend, then took out the wife of a very old friend of dh on Wednesday which eneded up taking most of the day, have taken mum out and met with a couple of friends too 😬 

    Out again this morning with best friend and then have my Aunt over as she’s going to trim my hair (not a hairdresser but is crafty which is close enough 😂) I only want a straight line as I’m growing it! Have dyed it yesterday, but am only using semi permanent now as it’s better for you, it may cost more as it fades much quicker though. I’m trying to be a bit more thoughtful about toiletries and have recently switched to shampoo bars and old fashioned soap, not so keen on the soap but the shampoo soap I prefer, weirdly I can go longer not washing my hair. 

    Checked the finances last night and the thread that I was hanging from is now almost snapping 😩 I CAN make the planned mortgage op still this month, I have not borrowed from the cruise pot that’s need to pay the balance in July, however I have taken back an extra £57 earmarked for ops this month and used a bit of my very sparse personal budget and still have a black hole i need to fill of £143. I think I’ll just leave that as a debt on the current account for the moment and chip away at it! its not great timing as I need to buy a bit of food before we go away on Sunday (will leave the grocery cc that they can use from the 3rd may) plus we are away for the first time ever with zero spending money 😱
    The parking is paid for food included and we bought the Wi-Fi and drinks package, dh is covering a couple of meals booked that require a supplement and no doubt he will have a little bit of money with him.


    MFW 67 - Finally mortgage free! 💙😁
  • themadvix
    themadvix Posts: 8,773 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I’m sure you’ll find a way NG! If anyone can do it, it’s you!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • South_coast
    South_coast Posts: 5,885 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    You can easily make £50/month from surveys if you put your mind to it 👍
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £20 for a movie! I haven't been to the cinema for a long time but this seems like a lot!

    Not sure I can suggest anything re cutting living allowance, but you do make things happen when you put your mind to it!
  • newgirly
    newgirly Posts: 9,346 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Oh dear I didn’t post what I wrote out a few days ago. We are on cruise now, dh has come down with a cold which is not great timing. I think we may be the only British people on here it’s all Americans, but way less crowed than last year so much nicer. 
    Getting off on Portland and going to Weymouth on the shuttle bus today , don’t think I’ve been there since the kids were little. It is funny hearing all the Americans saying how freezing it is here, it’s what seems like a fairly pleasant day 😂
    MFW 67 - Finally mortgage free! 💙😁
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I hope you're having fun! Also hope the cold isn't too bad
  • Ramouth
    Ramouth Posts: 672 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    Sorry to hear about DHs cold, hope he feels better soon.  How far does the cruise go?  And what do you think of the ship?
  • South_coast
    South_coast Posts: 5,885 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm looking forward to hearing what they say when it starts raining later in the week 🤣
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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