Pay off mortgage and start having even more fun 😁

newgirly

Hi, Vix, I will try and at least get dh out for a trip to the cinema or a coffee 😊 not long to go before it’s time up at the factory and lots to do/get moved/ decorate and repair quickly then so we can get some decent photos to advertise it, the awful two photos they have so far put people off! 

Hi sc, that’s a really good idea, there’s enough available credit on the 0% cc to put half the cruise balance only. I guess I could pay the monthly £118.25 from wages off the bill at the cruise company online and then as I chip away at the other half pay it off the other card while putting the same amount on the 0% card 😊

Hi Daisy, that’s still way cheaper 😳

Another hot one, I’ve suggested to best friend we skip the gym today and she said let’s go in her pool instead 😬 it’s a massive overground one so you can have a little swim so that counts as exercise 🤣 or more realistically that we will bob about on doughnuts chatting. I did spend a bit on food yesterday, had it not been as hot I may have not. But we needed salad , bread etc. dh is happy to eat whatever so he had a rendang curry I’ve been meaning to make for a while but it’s too hot for hot food for me , or for baking bread. I have been buying sourdough regularly since ds2 moved out but it’s so expensive, £3.30 in M&S yesterday for one of those bagged sliced ones, I need to look up how to make it and start doing that instead. 

Sold a very old cheap satin dressing gown from primarni this morning for £4 that I long grew out of, so that’s now a total of £113.90 pending on vinted. I’m itching to pay it off the cruise balance but will probably need a bit for the kids’ birthdays for drinks or cake or whatever this month, plus we are supposed to be furnishing the new upstairs “living room” before it gets chilly so we can just heat that over winter, so far I have a chest of drawers from what was the bedroom, a lampshade and curtains with no rail. 

daisy_1571

The living room can wait a couple of months, hold fire on that just now?

themadvix

Agree with Daisy - the upstairs living room can wait and when it's time I'm sure you can find some good bargains in charity shops/on FBMP.

Agree about baking - am eternally grateful today that my usual recipe makes a loaf and four rolls - the rolls go in the freezer and  I'm enjoying them for my lunches at the moment. Will bake Friday! £3.30 is extortionate for bread!

newgirly

Oh it will all be second hand stuff anyway, comfy sofa is the only real want, oh plus a tv 😆 I haven’t really looked but do belong to the local Facebook regifting site, dil gives lots away on that. I will decorate as I’ve got the paint and curtains , but not in this heat. 

Thank goodness it’s cooler today 🥵 I’ve got nothing done for days as I’m a bit wary of overdoing it in the heat after afib on Sunday. Today I’m thinking of going to cinema for the first time on my own 😳 never really had to as there was always someone to go with 🥲 it’s a film that’s a one off , so go alone or miss it. 

Grocery budget starts today and I shall be posting (sorry!) the spending of it to keep track, the budget is now £310 for two and cats which should be generous really. Plus I’ve some good news on the water bill front, they emailed yesterday- I applied to have a meter sunday- and it looks like it’s all go as they reduced my direct debit from £101.33 pm to £55 😊 no idea what we will use, I worked it out more like £65 on their estimate form, but a great saving. Gas and electric next but I still have a pending payment and will have a slight debit on the account, but I shall ring later as it’s currently at £238.03 😒 

I decided to add another thing to save towards, we are (definitely this time!) going to York at the start of October as I have tickets to a show that’s back that I was supposed to see last year but missed out due to my health. It’s a spooky show at the opera house so I’m turning it into a scary themed weekend away, we will do the ghost bus tour in town as we’ve never done it, plus food at the Golden Fleece pub, which is not far from the flat and “haunted” 😆 it’s about 100 odd days away and I’m thinking £300 , so £3 a day. Im already saving £1 a day for Xmas food / treats or maybe a night away if we don’t entertain. Plus the cruise payments so I need to earn some money I think 😆

South_coast

I've always thought the cinema would be an ideal place to go on your own, it's dark and you're usually sat apart from other people anyway, so no-one can see you're a Billy no-mates 🤣! Embrace it!

Greying_Pilgrim

newgirly said:

....Grocery budget starts today and I shall be posting (sorry!) the spending of it to keep track, the budget is now £310 for two and cats which should be generous really....

BiB - don't be sorry hun, I for one love to see what other folk spend on groceries.  It helps me to consider if I'm on the right track with my spends.  We're all different, and there are many variables that can affect our spends, but having 'ball-park' examples helps my thought process, and I'm sure others too.  Plus it's helpful when folks say "I went to MrS and they had peaches or strawberries on special" or "I went to MrL and they had tatties 2for1" or something.  Never underestimate the help your posts give to others, hun.

Greying X

newgirly

Hi GP, thanks I think you make a good point 😊

Hi SC, it was great! I go a lot just never on my own, I seem to have stumbled into some form of special deal I think as it was showing in the massive main screen and was packed full of er, elderly people drinking tea in paper cinema cups. This may be controversial, but ds2 and I have always found if there’s disruptive people during a film it’s usually older people having a chat, this was no different 😩 that being said it was a good film and I will do this a lot more often, especially as dh like the invisible man at the moment. 

I’m whipping through the personal spends budget already this month, just made an overpayment to the gas/elec bill as it debt and won’t let me reduce the direct debit until it isn’t and I’m impatient. It’s still pending so I still have to wait grrrr, I’m keen to squeeze the monthly costs where they can be so I can tune tune the budget 😁

In very much more a less moneysaving vein, dh has received THREE penalty notices for driving in a restricted zone , yes three!!!! All arrived yesterday all for the same day , two in different roads at the same minute of the same day and one five mins later. Apparently it’s roads off a high street in central London that are restricted for two hours a day to cars 😩 he has to make the same delivery today again and I’m convinced he will do it again! He’s spoken to his friend at work who did the knowledge and has told him which turn to take now, but I’m not confident 🤔 He will pay the fines from the business account….

KajiKita

Ugh to the fines … Sounds like it is really hard to actually use the roads down there …

Re the factory and advertising it, once decorated etc., would a short video be an idea if one of your offspring could make it for you? Might give prospective tenants a better feel for the space?

Well done for going to the cinema in your own! 👏 I want to go and see the next bridge-er-ton film in September but I need someone to go with as there is no way Mr KK will go with me … 🤷‍♀️

KK

Greying_Pilgrim

newgirly said:

..... This may be controversial, but ds2 and I have always found if there’s disruptive people during a film it’s usually older people having a chat, this was no different 😩 

newgirly - before LG was even a twinkle, DH and I used to go to an 'art house' type cinema in Greying Town, and we liked to go to see the 'blockbuster' kiddies movies (which are very funny, and often contain humour aimed at an adult audience).  The cinema layout was such that there were 'double' seats at the back which we used to book.  Without fail, whenever we went to these screenings (we started a tradition of going christmas eve if there was a suitable film on - Arthur Christmas was one), you could bet that the 'rows' would be full of kiddies with adults supervising at each end 🤣 We would select a double seat towards the back, and across the aisle were sets of 4 seats, which, invariably would contain 4 adults, of the golf club, gin set type (if you get my drift).  Without fail, one of these adults - usually a chap - would announce, loudly, "Well, I hope these children don't make a noise and spoil my enjoyment of the film.  Otherwise I shall be straight to find the manager and complain"

The lights would go down, and the excited chatter would fall away, and as the film progressed, the children would be enthralled - I seem to remember "The Polar Express" was especially captivating.  The kids were quiet, and didn't move iirc.  Meanwhile, up in the 'responsible' section 🙄 we had paper bag scrunching, we had sweeties of the Original wurther variety getting unwrapped, we had wine, coffee and hot chocolate being spilt and almost without fail, after about an hour, we had the inevitable kerfuffle associated with potty visits.  And no - it tweren't me & DH! 🤣  It happened on so many occasions, to not be a co-incidence.  The adults were the nuisance, not the enthralled, engaged and glued in their seats kiddos  😁

So, not controversial.  Accurate.

Greying X

daisy_1571

Some cinemas do 'silver cinema' or similar name, cheaper price, cuppa and biscuit,  for the over 50s/55s/60s depending on their criteria