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Pay off mortgage and start having even more fun 😁
Comments
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Oh the trip sounds fabulous! So sorry the work crisis clashed with it - I guess though understanding the new situation needs some thinking through on next steps
Is OH thinking of staying with them with this travel. Maybe time for a break - you are MF for a reason - you have more choices
Your MIL sounds lovely 😟 I get it’s sad but it’s a natural progression and part of lifeDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
Hi Lady, he still doesn’t know what he’s doing. He had a zoom meeting yesterday where they only wanted to talk about the factory, apparently they will get back to him about the job! Unbelievable 😳 still they have sent notice of wanting to vacate in six months time and say they will pay what they are supposed to so I guess I’ll work out a budget in that for the moment 🤷♀️
I’ve been very busy, lots of unpacking, washing ,cleaning and meeting up with friends for coffee as it’s my birthday tomorrow 😁 I’m very tired a a bit grumpy if I’m honest so it’s an early night and a bit of tv for me this evening. The finances and money shuffle for the month need doing too, but I’ll need to stay awake 😆MFW 67 - Finally mortgage free! 💙😁8 -
Happy birthday for tomorrow, NG 🎂🎂🎂 This one's something of a milestone, isn't it?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Happy Birthday NG! Hope the grumps and tiredness have gone and you have a wonderful day!! 🥳🥳🥳🎂🎂🍹 (it’s a mocktail, naturally)Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Happy birthday!
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Happy Birthday! Hope the sun is shining with you and you have a wonderful day 🤗GC July 2026 £167.88/£232.50
GC June 2026 £225.39/£225
GC May 2026 £225.53/£200
Non-food spend July 2026 £57.24/£80
Bulk Fund 2026 Month 7/12 - £50.02/£75.58 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends3 -
Happy birthday!Mortgage OP 2026 £1030/2000Mortgage balance: £31,116
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
Jun £120
Summer challenge £120/3004 -
Happy birthday NG! Hope you've had a lovely day! 🎁🍾🎂I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.535 -
Happy Birthday hope you had a lovely day x2026 Decluttering 6861⭐️⭐️⭐️⭐️⭐️
2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️4 -
Happy Birthday hope it was greatMoved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4
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