We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay off mortgage and start having even more fun 😁
Comments
-
newgirly said:Do you go on cruises?, as it seems there are ducks hidden everywhere 😆2
-
Really, that’s fantastic good luck 😆
Not had much sleep, went to bed later than usual as dd came round after work and stayed to eat, then awake super early excited about all my pre op tests today 😂
Don’t know if I’ll need cab home or not yet, Uber looks like £80 odd, but it’s one train with a lift either end which is normally great but it will be rush hour and I don’t know how I’ll feel, hopefully well enough to not have to spend that!Dh went to feed ds2’s last stick insect last night and it was rather dead, apparently he lived to a ripe old age of nearly 2, we (dh not me!) have to bury him in a pot in the garden, we are waiting for them to answer which pot though as it’s pet cemetery out there with buried rats and birds 😱 honestly I realise we do sound a bit bonkers 😆MFW 67 - Finally mortgage free! 💙😁6 -
Good luck for your appointment, NG. I think I'd pay for the cab anyway, rather than have the stress. You'll be worn out, and it's only 0.0020% of the cost of the surgery, so barely worth worrying about 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
😆 I actually got the tube in the end SC, I was fine and walked to the furthest end where I got a seat so all good and a lift the other end where we went past the terrible fast food place where I never eat and got myself a meal and ice cream as I fancied it!MFW 67 - Finally mortgage free! 💙😁4
-
Well it seems dh’s patience with me dishing out orders of how I want the cleaning done is running out, this does not bode well for when I can’t do anything at all 😆 I can’t be satisfied with his back to front way of doing things, for example hovering before cleaning, I’m just not capable of not saying anything so I’ve gone to bed and he’s downstairs watching tv now!Still it’s given me time to get to check the finances and see where we are at, I’ve sorted the budget for the cruise in October now and reduced the mortgage ops a bit to cover it, we are still ending in May currently which is a month earlier than the 33 month target, I’m not sure if we will get it down any more than that really. After this month there will be 13 months left if it does finish in may instead of June.Not much else to report, did a survey tonight and had a quick call with dd, tomorrow I’m hoping it’s dry so dh can weed the front garden and sweep it, hopefully without too much resistance 😂MFW 67 - Finally mortgage free! 💙😁4
-
That seems so close NG!Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Can I add Cuddle Duck to the list under consideration - so cute!
if you want to write letters then do so - it’s about your piece of mind - some great suggestions above such as leave with a family friend
We all are going to die at some point so leaving things tidy and easy for them when they are grieving is a wonderful gift - acknowledgement that death is part of life is hard/impossible - this is an amazing book on it Unlocking the Mysteries of Birth and Death: ... and Everything in Between, a Buddhist View Life by Daisaka Ikeda
I am pretty sure you aren’t going to die - you have pjs and cruises in your future but organising such stuff is part of life prep and appreciating the life you have had already - maybe you could journal on your life so far abd the next section after the surgery - gain a new renewed sharper appreciation for lifeDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Addition to LaPlan’s name: Jemima Cuddle Duck 😉
I think you need to let the cleaning/housework stuff go a bit for the sake of marital relations NG. Men don’t see things the same as us and if he’s doing it to some extent then let it be - he may well improve in technique/logic given the chance to work it out himself. We have all had a long time to perfect our methods.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
its much better to absent yourself. Mr daisy is a lefty and blames that for his cackhanded way of doing stuff. I have to walk away when he's doing the cat litter as I cant stand it and its not fair on him for me to stand nagging and not fair on me to stand apoplectic watching him. I remind myself that we are all different and (sadly
) im not the elected official in charge of How Things Should Be Done.
In the long run though, it really doesn't matter. Its his house too and if he wants to do it that way as a grown adult I'm not in charge of him. This is me in my mature outlook
Hopefully you two will sort it out too. And tbf, there's probably not a clinical level of difference in a normal home what order things are done or to what level.
Dxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
Just catching up. Love the Daisy duck. The 'dying tidly box' really made me think. I'm single although I do have a wonderful partner and I do have an updated will made in haste when I was still trying to resolve things with my ex but no one would know about bank accounts and savings (lack of) or possibly even that I own the house outright and pensions and so on. I will borrow this idea and put it on my to do list. It strikes me it is something we should all have in order at all times really. Thank you.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 599.9K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards