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Rolling Down the Green Hill Towards REtirement 😊🌄💚💜

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Comments

  • greent
    greent Posts: 10,970 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    First week of term 2 done - 6 more to go 😁

    Booked this yesterday to go to with friends over the Xmas break: https://christmasfeast.thelostestate.com/book/?tw_source=fb&tw_adid=120234151081150785&utm_medium=paid&utm_source=fb&utm_id=120234144257190785_v2_s03&utm_content=120234151081150785&utm_term=120234144257190785&utm_campaign=120234144257130785&fbclid=IwY2xjawN8WaRleHRuA2FlbQEwAGFkaWQBqyh2f45mMWJyaWQRMExIbnpQZHFTOVdtZ0FPOFdzcnRjBmFwcF9pZBAyMjIwMzkxNzg4MjAwODkyAAEeWIwa30f3hbVm04T4TDn-eVPiWs1RD1GYSwWL4k2NN-_3USa0D2UZHVDl-Yw_aem_QSGHeuTzt4yfLmAm4KLHVA
    Not cheap!! - but am hoping its going to be a memorable experience! 😀

    My V1nted addiction still continues - I have another 7 items due to arrive within the next week or so (although 2 are for youngest DS) - that's after collecting 6 last week......(5 of which were clothing items for me) 😳 o do have more than a dozen items to list, though, to help offset it - I am just lacking enthusiasm to do so!


    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • edinburgher
    edinburgher Posts: 14,419 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds fantastic @greent - enjoy!
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have lots of fun. 

    Great news about DH reducing his hours and getting a pay rise - and you getting a pay rise too. It all helps.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • I would love that.  Although it seems seems a lot of money it looks well worth it.  I hope you have a great time.  My brother and nieces went to the Charles Dickens museum last week, after going to see Oliver, and enjoyed both.
    2026 MFW #18
    £59,100 left to pay
    £191.31 overpaid from a £4000 target
    Currently 12.2 years left
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