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New Year, New me

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  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks. I went for a book by Jessie Burton. The follow up to the miniaturist. One I really enjoyed previously 🙂
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all. A no spend day for me yesterday and again today is planned. Aim today is finish my marking for the year 🙂 Another £35 off CC this morning putting it down to £250 - I should get some pay through on Friday I think which I'm hoping will make that zero! 

    Off to mark now. Have fun all!
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all, 

    How are we doing this fine morning. All good with me. Having a bit of me time 🙂. 

    Gym this morning, followed by a little cleaning and then some sewing this afternoon. I have just ordered so D rings to make lanyards as extra Christmas presents. Need to do some fabric shopping to work out what colour to put between blocks in my sister in laws quilt. Below is colours... what colour should i separate them with? 
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Boom! Credit card has now gone and I put £1  on loan payment so its less than £2k! All steam ahead on the loan now 🙂 
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • bigbeff said:
    Boom! Credit card has now gone and I put £1  on loan payment so its less than £2k! All steam ahead on the loan now 🙂 
    Congratulations! Well done you and fab work getting below £2k mark on the loan
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £5.35 from prolific today - that has gone a bit quiet lately. I've got a day to myself today which is nice, not entirely sure what to do with it. Need to run a couple of errands but other than that... the world is my oyster!

    Hope everyone else is having a glld week. 
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just re-evaluated my debt free date (apart from mortgage of course!).... if I only pay the amount budgeted for loan and CC I will be debt free in 75 days! If I can add little bits here and there I might be able to bring that down - this has not taken into account a marking payment I am due. Currently last payment will be £600 on Oct 1st... if my marking payment is enough, I might be able to knock nearly a month off that! Actually getting excited :) 
    Off to sort wardrobe and list some stuff on vinted to bring it all down :) 
    It'll have taken me about 20months since my lightbulb moment and many years since I have been completely debt free :) I can't stop smiling!! 
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • lucielle
    lucielle Posts: 11,550 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you get lots of sales. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • 75 days will fly by! It gets very exciting when you can see the end of a very long and arduous journey x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm already getting excited! And it can't come at a better time as OH's contract runs out in Sept and he doesn't have another job lined up yet. 

    Waiting on prolific to clear, sold a top on vinted for a grand total of £2.. every penny counts now! Trying to work out how I can speed it up further  :D
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
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