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New Year, New me
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That’s what the EF is there for after all. Sending lots of luck to your partner for the job search. I’m sure something will come up.LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
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I feel better knowing that fund is there! Hopefully it won't cost the earth.
All good here, went to a hen tea party yesterday, bit of fizz in the afternoon. Shame the sun had disappeared. Today might go visit my brother, he's not far away but we have all been so busy!
Another prolific payment cashed out and added to CC, it's slowly coming down! 🙂Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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Another £5 off CC from prolific today. It's a bit slow at the moment. Finally finished round 1 of marking, sad thing is I think money from that will be spent on paying for whatever the problem is with my car 😭 but if I hadn't done it, I wouldn't have it and would still have to pay for car.
Finally got an hour to myself to do what I want, think I'll get sewing machine out 😊
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
3 - DFD: September 1st 2023[/b]
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Hope the car isn’t too costly, it’s the unknown and having to put your faith in the garage that’s worrying.LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
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Car was £230 eek but I didn't feel too worried because I'm on top of my finances again 😁
Still plugging away. First marking payment came through and after I paid for car I had £200 to put on CC so that is now below £500 and I rounded loan down to exactly £2500 left. Conservative debt free will be November but I'm hoping for early October. Let's keep plugging away!Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
2 - DFD: September 1st 2023[/b]
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Logged on to prolific today and had £11.91 cleared... Not sure how as I only had £4odd pending last time I looked, but I'll take that!
Went shopping and got myself some new sports bras. 2 for £20. Not a bad deal in M&S. It made such a difference 😂Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
1 - DFD: September 1st 2023[/b]
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Off shopping this morning. I hate food shopping but if I do it now, I won’t need to do it later.
Aim is to pay off CC by middle of next month… if I plan right the marking money I get middle of next month will be last payment. Fingers crossed then it’ll be on to the never ending loan!
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
1 - DFD: September 1st 2023[/b]
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I don’t mind food shopping, as long as I have a list. I hate going if we haven’t planned our meals 😂Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
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All good with me. Celebrated my birthday this weekend which involved a lovely dinner out. Nice to do something different. Back on the weight loss plan today. I've stalled a bit... Although been much more active last week with 3 runs, 2 gym sessions and hitting 10000 steps each day so hopefully it'll even out! Meal planned last night so off to Lidl this morning.
Money wise - just cashed out £5.85 from prolific with another £8odd waiting to clear. Puts the CC below £400. I get paid for the some more of my marking on 15th I think, at this rate CC will be gone then.
Thinking once I've done loan and CC I may focus on mortgage. I've got a year until renewal... Who knows what that means for rates?!Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
1 - DFD: September 1st 2023[/b]
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Aww happy birthday 🥳Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
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