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Joyous January's NSD Challenge!

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  • May I join, please? Target is 22 :blush:
    I'm trying to curb expenses as we've recently got a dog & brought a house so wanna bump up savings :smiley:

    🗑️Mission Declutter & Clean 2022🧼 - 105 Items
    Onto building a life I love x
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi @cathybird my target is 15, but seems to have dropped to 12…don’t you trust me? 🤣
    Calling my first one today please.
    Nice to see lots of new joiners this month 😁 good luck everyone.
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • QueenJess
    QueenJess Posts: 4,501 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Ooh... loving the new emojis @cathybird
    Calling the first NSD early today.
    2025 decluttering: 3,925🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 334🥉🥈🥇💎🏆
    Big kitchen declutter challenge 109/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 January 2022 at 5:24PM
    January

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    January targets
    accidentalglixch 22 beanielou 15 bekah89 1/10 image BPaisley77 10 cathybird 1/15 image CL21 fluffytail 20 GeorgianaCavendish 15 Honeysucklelou2 1/12 image jammy dodger 1/23 image Munchin 10 kitty43 15 Nintud 15 outoftheviciouscircle 15 QueenJess 1/20 image SavvySaverSam 20 sazzles01234 21 scotmumof3 1/20 image Scottiedog_3 10 shell16 10 short bird 20 Sun Addict 15 welshspendthrift 12 WinterWarrior 1/15 image
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi @cathybird my target is 15, but seems to have dropped to 12…don’t you trust me? 🤣
    Calling my first one today please.
    Nice to see lots of new joiners this month 😁 good luck everyone.
    ha WinterWarrior, sorry, now fixed, in honest truth there always seems to be a mysterious glitch with someone's total with the new target list every month and I haven't yet worked out how I'm managing that lol :) I will keep on keeping an eye out for it though. :)
  • NSD today 🙂 making 1/12!
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Kitty43
    Kitty43 Posts: 56 Forumite
    10 Posts Name Dropper
    Happy New Year 🥳 

    can I join please I am hoping for 15 NSD 
  • Scottiedog_3
    Scottiedog_3 Posts: 255 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 1 January 2022 at 5:20PM
    Can I join please with a target of 10 for January 22? Thanks.
    Credit card One :£926.60( Oct 21 )(Nov 21 vet bill disaster), £999(Jan 22), £974(Feb 22)
    Credit Card Fl :£739.26 (Oct 21)£763 (Nov 21) , £590(Jan 22), £298(Feb 22)
    Savings target C.U.  £1000(£410 Oct 21)(£610 Nov 21)
    Savings target Bank £500  (£10 Oct 21) (£50 Nov 21)(£60 Jan 22)(£80 Feb 22)
    Credit Union loan paid off. Now for the funeral plan...
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    a  warm  welcome  to  all the  new  NSD challengers    it  really  does  help  being  part  of  the  group  and  you'll  notice  those  unnecessary spend  days   that  you  wouldnt  normally  think  about,  coffee  on  way  to  work,    you  fancy a   chocolate bar   or   just  nip  out  to  get  a  few  bits  n  bobs  and  end  up  getting  more  than  you  intended  they  all  add  up  and  also  helps  with  the   "needs"  versus  "wants "   so  often  you  think  you  could  do  with  x  or  y  and   you   can  do  without  it ,  makes  you  feel  good ,   good  luck  everyone 
    kicking  off  the  year  with  my  first  1/23   thanks  cathybird x
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 January 2022 at 5:25PM
    hi Scottiedog 3  and welcome I've added you to the list, best of luck with the challenge!
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