Ready, steady… save!
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“Another +£3 saved today. Go me!”
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Joyous January's NSD Challenge!
Comments
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May I join, please? Target is 22

I'm trying to curb expenses as we've recently got a dog & brought a house so wanna bump up savings
🗑️Mission Declutter & Clean 2022🧼 - 105 Items
Onto building a life I love x2 -
Hi @cathybird my target is 15, but seems to have dropped to 12…don’t you trust me? 🤣
Calling my first one today please.
Nice to see lots of new joiners this month 😁 good luck everyone.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Ooh... loving the new emojis @cathybirdCalling the first NSD early today.2026 decluttering: 11,899 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅⭐️
2026 use up challenge: 1,044🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5001 -
JanuaryOff to a start =5 days =


10 days =
15 days =
20 days =
Target reached =
Target beaten = 
January targets
accidentalglixch 22 beanielou 15 bekah89 1/10
BPaisley77 10
cathybird 1/15
CL21
fluffytail 20
GeorgianaCavendish 15
Honeysucklelou2 1/12
jammy dodger 1/23
Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 1/20
SavvySaverSam 20
sazzles01234 21
scotmumof3 1/20
Scottiedog_3 10
shell16 10
short bird 20
Sun Addict 15
welshspendthrift 12
WinterWarrior 1/15
Newcomers welcome
0 -
ha WinterWarrior, sorry, now fixed, in honest truth there always seems to be a mysterious glitch with someone's total with the new target list every month and I haven't yet worked out how I'm managing that lolWinterWarrior said:Hi @cathybird my target is 15, but seems to have dropped to 12…don’t you trust me? 🤣
Calling my first one today please.
Nice to see lots of new joiners this month 😁 good luck everyone.
I will keep on keeping an eye out for it though.
2 -
NSD today 🙂 making 1/12!paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
Happy New Year 🥳
can I join please I am hoping for 15 NSD1 -
Can I join please with a target of 10 for January 22? Thanks.Credit card One :£926.60( Oct 21 )(Nov 21 vet bill disaster), £999(Jan 22), £974(Feb 22)
Credit Card Fl :£739.26 (Oct 21)£763 (Nov 21) , £590(Jan 22), £298(Feb 22)
Savings target C.U. £1000(£410 Oct 21)(£610 Nov 21)
Savings target Bank £500 (£10 Oct 21) (£50 Nov 21)(£60 Jan 22)(£80 Feb 22)
Credit Union loan paid off. Now for the funeral plan...1 -
a warm welcome to all the new NSD challengers it really does help being part of the group and you'll notice those unnecessary spend days that you wouldnt normally think about, coffee on way to work, you fancy a chocolate bar or just nip out to get a few bits n bobs and end up getting more than you intended they all add up and also helps with the "needs" versus "wants " so often you think you could do with x or y and you can do without it , makes you feel good , good luck everyone
kicking off the year with my first 1/23 thanks cathybird x2 -
hi Scottiedog 3
and welcome
I've added you to the list, best of luck with the challenge!
1
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