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Joyous January's NSD Challenge!
Comments
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A bit late in but can I join please? I will aim for 10 days this month. There always seems to be something I *need* to buy so hoping this will make me think twice.
Thanks!
1 -
JanuaryOff to a start =5 days =


10 days =
15 days =
20 days =
Target reached =
Target beaten = 
January targets
accidentalglixch 22 Balancinglife 2/20
beanielou 4/15
bekah89 1/10
BPaisley77 10
cathybird 4/15
CL21
fluffytail 2/20
elvis69 2/10
ggoodman 10
GeorgianaCavendish 2/15
Honeysucklelou2 2/12
jammy dodger 3/23
mimok 10
Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 3/20
SavvySaverSam 20
sazzles01234 4/21
scotmumof3 1/20
Scottiedog_3 10
shell16 2/10
short bird 3/20
Sun Addict 1/15
welshspendthrift 3/12
WinterWarrior 1/15
Newcomers welcome
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hi ggoodman
elvis69
and mimok
and welcome
I've added you all to the list, best of luck with the challenge!
2 -
Well done Honeysucklelou2, Balancinglife, short bird, sazzles01234, Sun Addict, elvis69, beanie and welshspendthrift


Another one for me
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Calling a NSD early today.2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 473🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000
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3/23 for me today thanks cathybird had an unplanned spend yesterday DD was in a car accident heading home and needed rescuing thankfully not badly injured but car a write off

so TLC and treats were in order
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Day 3 today as this evening's social event isn't on...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
No 4 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Number 4 today!Though I come out of hibernation tomorrow so it’s going to start getting trickier!£12k paid of in 2.5 years!Debt free by June 20221
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Day 3/10 for me today. Thankyou
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
1
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