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Joyous January's NSD Challenge!

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  • short_bird
    short_bird Posts: 4,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 1, hope all is well wherever you are.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Happy New Year everyone! 

    NSD #1 today, pleased to manage it today and start off 2022 on the right foot :) 
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Kicking off with no 1.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Happy new year! NSD 1 complete! 
    £12k paid of in 2.5 years! 

    Debt free by June 2022 
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 January 2022 at 10:29PM
    January

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    January targets
    accidentalglixch 22 Balancinglife 1/20 image beanielou 1/15 image bekah89 1/10 image BPaisley77 10 cathybird 2/15 image CL21 fluffytail 1/20 image GeorgianaCavendish 1/15 image Honeysucklelou2 1/12 image jammy dodger 2/23 image Munchin 10 kitty43 15 Nintud 15 outoftheviciouscircle 15 QueenJess 1/20 image SavvySaverSam 20 sazzles01234 1/21 image scotmumof3 1/20 image Scottiedog_3 10 shell16 1/10 image short bird 1/20 image Sun Addict 15 welshspendthrift 12 WinterWarrior 1/15 image
    Newcomers welcome :)
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy New year 🎉 ✨️ 

    My first NSD  confirmed!
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • That’s 1/20 for me.  Hoping for another tomorrow before I do the shopping on Monday…even if I do have to water down the milk to manage it! Ha! 
    LBM December 2021
    Total debt - £8213.05 

    NSD - Jan /20
  • Hi
    Can I join this month please?
    Doing the NS January so will put 20 days. 
    Should only need to spend weekends on the food shop. 

    Today has been a NSD 🙂
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    2/23   for  me  today thanks  cathybird x
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