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Joyous January's NSD Challenge!
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Day 21/20!
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
Does having to pay my car tax today count? If it doesn't, that's another NSD!
SPC '21 #0752 -
Hi sorry I haven’t had a chance to update my NSDs.
2 NSDs for me please. Thank you1 -
JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
accidentalglixch 4/22
Balancinglife 21/20
beanielou 22/15
bekah89 15/10
BPaisley77 8/10
cathybird 16/15
dinglefoot 8/5
elvis69 10/10
fluffytail 6/20
ggoodman 10
GeorgianaCavendish 21/15
Honeysucklelou2 13/12
jammy dodger 24/23
mimok 2/10
Money Choices 5/10
Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 22/20
SavvySaverSam 20
sazzles01234 20/21
scotmumof3 20/20
Scottiedog_3 10
shell16 18/10
short bird 21/20
Sun Addict 14/15
welshspendthrift 11/12
WinterWarrior 16/15
Newcomers welcome
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My car tax is paid by direct debit every year and I personally exclude automated payments/bills. Also, it's necessary and unavoidable, you'd be breaking the law if you didn't pay it, so I'd say it's completely fine not to count it.dinglefoot said:Does having to pay my car tax today count? If it doesn't, that's another NSD! 3 -
Failed at the last hurdle as I walked past a bakery 🤣 but 20/21 is an excellent start to the year!Well done everyone!£12k paid of in 2.5 years!Debt free by June 20223
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Brilliant, thanks!cathybird said:
My car tax is paid by direct debit every year and I personally exclude automated payments/bills. Also, it's necessary and unavoidable, you'd be breaking the law if you didn't pay it, so I'd say it's completely fine not to count it.dinglefoot said:Does having to pay my car tax today count? If it doesn't, that's another NSD! SPC '21 #0752 -
1 for yesterday which means I hit target 20/20 😁❤Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/200 -
I was busy all morning, then went to work this afternoon so a NSD for me! ....Although I did come home with a cat
SPC '21 #0750 -
@dinglefoot love the fact you brought home a cat!🤣
@ cathybird didn’t manage a NSD on 31st so final count 11/12 must do better in FebPay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.001
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