We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's NSD Challenge!
Comments
-
Another for me today pleaseNSD Jan 5/10
6780/10721
[URL=“https://forums.moneysavingexpert.com/discussion/5820438/becoming-debt-free-is-hard-work#latest”]my debt free diary[/URL]1 -
Another for me please - that's 5/5 I believe!SPC '21 #0751
-
Day 18 for me!£12k paid of in 2.5 years!Debt free by June 20221
-
One more for me today 10/12 not sure if will get further as need to drive to Wales to care for my mum with Alzheimer’s for weekend so will be buying food as wellPay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.001 -
JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
January targets
accidentalglixch 4/22Balancinglife 19/20
beanielou 21/15
bekah89 12/10
BPaisley77 8/10
cathybird 16/15
dinglefoot 5/5
elvis69 10/10
fluffytail 6/20
ggoodman 10 GeorgianaCavendish 19/15
Honeysucklelou2 12/12
jammy dodger 21/23
mimok 2/10
Money Choices 5/10
Munchin 10 kitty43 15 Nintud 15 outoftheviciouscircle 15 QueenJess 20/20
SavvySaverSam 20 sazzles01234 19/21
scotmumof3 14/20
Scottiedog_3 10 shell16 18/10
short bird 18/20
Sun Addict 12/15
welshspendthrift 10/12
WinterWarrior 16/15
Newcomers welcome
1 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...February targetsaccidentalglixchBalancinglife beanielou 15 bekah89 BPaisley77 cathybird 10 dinglefoot elvis69 fluffytail ggoodman GeorgianaCavendish 14 Honeysucklelou2 jammy dodger mimok Money Choices Munchin kitty43 Nintud outoftheviciouscircle QueenJess 16 SavvySaverSam sazzles01234 18 scotmumof3 Scottiedog_3 shell16 short bird Sun Addict 12 welshspendthrift WinterWarrior
Newcomers welcome
3 -
NSD 12/15 for me today. Can you put me down for 12 NSDs for February please. Hope your visit is going well @cathybirdI get knocked down but I get up again (Chumbawamba, Tubthumping)2
-
Declaring another NSD today. Target reached, so bring on the maracas!
As Feb is a bit shorter and includes my birthday (treats will be nice!), I’m going to reduce my target a bit to 16 days.2025 decluttering: 5,121 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 363🥉🥈🥇💎🏆Mini freezer challenge -1/-20Big kitchen declutter challenge 121/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
Calling early for #19 today - it has been a spendy week but should be calmer today & at the weekend.
Could I go for 14 NSDs in February please @cathybird ?1 -
Day 19 for me ! 3 days of the month left and 2 NSDs to go yay!Thanks @cathybird this has been great! Please pop me down for 18 for Feb 🙂£12k paid of in 2.5 years!Debt free by June 20223
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards