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Joyous January's NSD Challenge!
Comments
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NSD no 11/12 today! Need to make sure tomorrow is a NSD to meet target !Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.001 -
JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
accidentalglixch 4/22
Balancinglife 19/20
beanielou 22/15
bekah89 15/10
BPaisley77 8/10
cathybird 16/15
dinglefoot 7/5
elvis69 10/10
fluffytail 6/20
ggoodman 10
GeorgianaCavendish 21/15
Honeysucklelou2 13/12
jammy dodger 24/23
mimok 2/10
Money Choices 5/10
Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 22/20
SavvySaverSam 20
sazzles01234 20/21
scotmumof3 19/20
Scottiedog_3 10
shell16 18/10
short bird 20/20
Sun Addict 14/15
welshspendthrift 11/12
WinterWarrior 16/15
Newcomers welcome
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
February targetsaccidentalglixchBalancinglife beanielou 15 bekah89 12 BPaisley77 cathybird 10 dinglefoot 12 elvis69 fluffytail ggoodman GeorgianaCavendish 14 Honeysucklelou2 jammy dodger 15 mimok Money Choices Munchin kitty43 Nintud outoftheviciouscircle QueenJess 16 SavvySaverSam sazzles01234 18 scotmumof3 20 Scottiedog_3 shell16 short bird 18 Sun Addict 12 welshspendthrift 10 WinterWarrior 15
Newcomers welcome
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Think will go for 10 for February , will be tight as got OH birthday , will try to be organised and get all on one day 🤣Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.001 -
One for yesterday please 14/10March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20231 -
Shiny new February thread up and running here 1
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A final NSD for today! See you all on the Feb thread.2025 decluttering: 5,121 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 363🥉🥈🥇💎🏆Mini freezer challenge -1/-20Big kitchen declutter challenge 121/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Early call for final NSD today! 15/10March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232 -
Final call for January NSD 14/15 for me please. Almost made target but not quite. Onwards and upwards for February 😃I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Not today, but looking forward to February! Thanks for all the motivation and encouragement on these threads @cathybird - I'm going to pop over to the Feb thread to see what the new emojis are 2
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