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Joyous January's NSD Challenge!
Comments
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Another NSD for me 14/10.
ThanksDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
16/23 today thanks cathybird
Did have a Bill to pay outwith the normal direct debits for a plumber who came to fix the old boiler over christmas but shant count this as it was essential spending , thank goodness for a frugal month so i had it to pay, always in one hand and out the other 🙄
tomorrow wont be as i need to buy petrol but determined to keep away from any shopping1 -
JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
accidentalglixch 4/22
Balancinglife 13/20
beanielou 15/15
bekah89 10/10
BPaisley77 7/10
cathybird 14/15
dinglefoot 2/5
elvis69 9/10
fluffytail 6/20
ggoodman 10
GeorgianaCavendish 15/15
Honeysucklelou2 9/12
jammy dodger 16/23
mimok 2/10
Money Choices 5/10
Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 16/20
SavvySaverSam 20
sazzles01234 14/21
scotmumof3 4/20
Scottiedog_3 10
shell16 14/10
short bird 12/20
Sun Addict 6/15
welshspendthrift 8/12
WinterWarrior 13/15
Newcomers welcome
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Well done QueenJess, welshspendthrift, sazzles01234, GeorgianaCavendish, short_bird, shell16, beanie and jammy dodger
Not one for me today
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Calling early for today please. I nearly made it yesterday, but then MrWW needed bulk coffee and biscuits for work 😖Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Calling another NSD early today.2025 decluttering: 4,011 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
2025 use up challenge: 344🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
14/21 for me today!£12k paid of in 2.5 years!Debt free by June 20221
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NSD #15 today! Small emergency spend (plasters) but decided not to be so harsh on myself and to count this as an allowed spend as the alternative was bleeding all over my paperwork
Also, we had an offer on a house accepted yesterday!
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Thats great news congratulations 🏠🍾 .the house not the battle wound xGeorgianaCavendish said:NSD #15 today! Small emergency spend (plasters) but decided not to be so harsh on myself and to count this as an allowed spend as the alternative was bleeding all over my paperwork
Also, we had an offer on a house accepted yesterday! 3
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