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Joyous January's NSD Challenge!
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Thanks QueenJess & WinterWarrior xx
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I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hope all goes well @cathybird.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
JanuaryOff to a start =5 days =


10 days =
15 days =
20 days =
Target reached =
Target beaten = 
January targets
accidentalglixch 4/22
Balancinglife 15/20



beanielou 17/15





bekah89 11/10




BPaisley77 8/10

cathybird 15/15




dinglefoot 2/5
elvis69 9/10

fluffytail 6/20

ggoodman 10
GeorgianaCavendish 15/15




Honeysucklelou2 10/12


jammy dodger 18/23


mimok 2/10
Money Choices 5/10

Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 16/20



SavvySaverSam 20
sazzles01234 14/21


scotmumof3 4/20
Scottiedog_3 10
shell16 14/10




short bird 14/20


Sun Addict 8/15

welshspendthrift 9/12

WinterWarrior 14/15


Newcomers welcome
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Well done bekah89, WinterWarrior, jammy dodger, Honeysucklelou2 and beanie


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Thanks beanie xx
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on one today for me making it 9/12 😀 hope your trip goes well @cathybird hope everyone else has a good weekendPay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.001 -
Forgot to update 2 NSDs for Thursday and Friday so on NSD 8/12 now. Hope your trip goes well @cathybird and that you manage to get some nice catch ups in as well as sorting your dad out.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Day 13 yesterday and day 14 today...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
safe travels cathybird 18/23 for me today x2
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