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Joyous January's NSD Challenge!
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Another NSD today.2025 decluttering: 4,011 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
2025 use up challenge: 344🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
NSD #16 today!
Hope your trip goes well @cathybird2 -
Thanks for your good wishes all
This morning though I got a message from the airline to say the flight had been delayed a whole DAY so I'm now leaving early Monday. Apart from anything else you could say about it I had to plonk down £179 straight away to get a same day PCR test because the delay meant my other one was now outside the limit. On the plus side, I guess tomorrow will hopefully be an NSD? ... I'm a bit out of sorts tbh because I was all geared up to go, the delay feels weird 
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JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
accidentalglixch 4/22
Balancinglife 15/20
beanielou 18/15
bekah89 11/10
BPaisley77 8/10
cathybird 16/15
dinglefoot 2/5
elvis69 9/10
fluffytail 6/20
ggoodman 10
GeorgianaCavendish 17/15
Honeysucklelou2 10/12
jammy dodger 19/23
mimok 2/10
Money Choices 5/10
Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 17/20
SavvySaverSam 20
sazzles01234 15/21
scotmumof3 4/20
Scottiedog_3 10
shell16 14/10
short bird 15/20
Sun Addict 8/15
welshspendthrift 9/12
WinterWarrior 14/15
Newcomers welcome
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One4 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Well done welshspendthrift, Sun Addict, short bird, jammy dodger, QueenJess, GeorgianaCavendish and beanie
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NSD 15/21 for me today£12k paid of in 2.5 years!Debt free by June 20222
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17 today please2
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19/23 for me today thanks cathybird, sorry to hear about your costly delay x
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day 15 today: currently looking for my get up and go.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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