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Joyous January's NSD Challenge!
Comments
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Not one yesterday as I ordered a £4.95 cookbook, I put I’ll call early for today please.Well done for yours too 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Calling another NSD for today.2025 decluttering: 4,011 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
2025 use up challenge: 344🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
calling NSD early today 15/23 thanks cathybird x3
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WEll done cathybird.
One for me today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
NSD #13 today
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2 more NSDs to add for me making it 10/10 ☺️March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232 -
Sunday was a NSD making 8/12 and today has been a NSD making 9/12 thus far.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
accidentalglixch 4/22
Balancinglife 13/20
beanielou 14/15
bekah89 10/10
BPaisley77 5/10
cathybird 13/15
dinglefoot 2/5
elvis69 8/10
fluffytail 6/20
ggoodman 10
GeorgianaCavendish 13/15
Honeysucklelou2 9/12
jammy dodger 15/23
mimok 2/10
Money Choices 5/10
Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 14/20
SavvySaverSam 20
sazzles01234 11/21
scotmumof3 4/20
Scottiedog_3 10
shell16 13/10
short bird 11/20
Sun Addict 6/15
welshspendthrift 7/12
WinterWarrior 12/15
Newcomers welcome
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Evening!
Another NSD for me thanks 😊
13/10
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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NSD today. Unfortunately yesterday wasn’t one as I had to pay for my annual professional fees but I will get this back from work.2
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