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Joyous January's NSD Challenge!
Comments
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NSD 5/15 for me today please. Not doing as well as I’d hoped this month, had a few unexpected expenses unfortunately 😩I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
accidentalglixch 4/22
Balancinglife 12/20
beanielou 1215
bekah89 8/10
BPaisley77 5/10
cathybird 12/15
dinglefoot 2/5
elvis69 8/10
fluffytail 6/20
ggoodman 10
GeorgianaCavendish 11/15
Honeysucklelou2 7/12
jammy dodger 13/23
mimok 2/10
Money Choices 5/10
Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 12/20
SavvySaverSam 20
sazzles01234 11/21
scotmumof3 4/20
Scottiedog_3 10
shell16 11/10
short bird 10/20
Sun Addict 5/15
welshspendthrift 7/12
WinterWarrior 10/15
Newcomers welcome
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13/23 for me today thanks cathybird x
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8/10 for me pleaseMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232 -
Day 10 today: need to make a bit of a plan for the rest of the month but that's nothing new
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
First in a while but a good day today - NSD no.5 ty! It’s harder than I thought to be so conscious on (not) spending. Thank-you!3
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These last few days have all been spendy ones, was due to meet a friend for coffee at a local cafe tomorrow to collect a raffle prize of a dog toy ( I don’t have a dog lol so going to donate it to a friend that has a dog!) however she has an injury so invited me to her house instead so at least no money spent on coffee.Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.003 -
Well done GeorgianaCavendish, shell16, Sun_Addict, jammy dodger, bekah89, short bird, beanie and BPaisley77
Another one for me
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Some months are like that, Sun Addict xxSun_Addict said:NSD 5/15 for me today please. Not doing as well as I’d hoped this month, had a few unexpected expenses unfortunately 😩 3
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