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Tilly Tidy 2022

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  • Ours is more like £1000 a year by my calculations! We were on a good fixed deal 😞
    Same here, my supplier went bust in October and only just been billed for October to January 😬 luckily bust supplier still took direct debits so the credit helped with that but not totally.
    Pure Planet kept accepting our payments too which was good. I just fear that what’s happening over in Ukraine is going to force energy prices up even more. 

    We can claim our 30 hours free childcare from summer term for our 3 year old, so hopefully can divert the money spent on her nursery (thank goodness for the 20% top up via Govt) can go towards covering the extra rising living costs. 

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • BlueJ94
    BlueJ94 Posts: 2,798 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    @jadewest94 Have Sainsburys made you permanent yet? 😊
    Annoyingly they've just extended the temp contract for another month! We was only supposed to be temp for 3 months so I should of either had a contract renew on January 8th or let me go but they've just kept extending it which is so annoying! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • ladyholly
    ladyholly Posts: 3,923 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Its a shame nothing extra has been done to help people who receive state pension only and those reliant on universal credit etc. A 3.1% rise really doesnt cut it.
  • I have to confess I am feeling myself become a tilly tidying addict! I just love seeing those nice round numbers at the end of my bank balance  :D

    £3.29 tidied for me today with total £16.40 towards CC1. 

    And thanks everyone you've reminded me to check when my current offer with energy supplier expires! Recently had to increase my direct debit up again despite trying to be more energy efficient round the house. Hope everyone is keeping warm!
    Debt free November 2022 


  • ladyholly said:
    Its a shame nothing extra has been done to help people who receive state pension only and those reliant on universal credit etc. A 3.1% rise really doesnt cut it.
    Agree totally, the not optional loan they are giving out is no good at all, just someone else to owe money to, not sure how that helps people who are struggling and those on fixed incomes like a pension 😭
    Saving for Christmas 2023 #51🎄
    £1 a day £36/£365
    Tilly Tidy 🧹 2023
    💸 2023 1% Challenge #9 ☀️
  • @GingerWarriorReally spooky, was also with pure planet 🙂 my standing charge is going to be 3 times what it was with PP or there abouts come april so I’ve moved to a fix with another provider. To be honest, the fix isn’t too different to what the variable tariff will be come april 😬 Even spookier is my 30 hours came in last month. I used to work evenings because I couldn’t afford childcare, switched to working in the day somewhere else last month. It’s why I take my hat off to @jadewest94, I struggled doing unsociable hours so much and she does two jobs!
    Saving for Christmas 2023 #51🎄
    £1 a day £36/£365
    Tilly Tidy 🧹 2023
    💸 2023 1% Challenge #9 ☀️
  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hi Peeps,
    keep going we will get through this. @jadewest94 be patient, hopefully they will get their act together and get you sorted. Re the fuel issues I too feel we are being ground down with the standing charges. That should be the lower figure so people could afford to keep warm and then pay for what you use! Have you lovely people checked your boilers to see what the temperature is set at? It can afford to reduce the settings of the temperature of the water e.g if it is at 65 turn it down to 60 we won't really notice the difference and also there is less need for cold water to be added - a double whammy if you are on a water metre. Same applies for the central heating gas flow from the boiler take that down by 5 too. 
    2Scratters xx
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • Also see if you can turn it off an hour earlier on on a bit later it all helps. 
    Dedicated Debt Free Wanabee 🤓
    Proud member of the Tilly Tidies since 1st Jan 2022
    2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC
  • I’d love to have a smart thermostat but our landlord’s (aging) electrician has scared him off with stories of house fires due to them

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • That's awful ginger it must be costing you a fortune.

    45p just transferred
    Dedicated Debt Free Wanabee 🤓
    Proud member of the Tilly Tidies since 1st Jan 2022
    2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC
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