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Tilly Tidy 2022

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  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Fantastic stuff @GingerWarrior the tillying, not not stealing, although that's good too. 😂
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • I still haven't tidied anything. I've gone back to YNAB (robbing bar stewards) got me over a barrel as nothing else out there. 
    Dedicated Debt Free Wanabee 🤓
    Proud member of the Tilly Tidies since 1st Jan 2022
    2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC
  • £5.55 tided to catch up 😁
    Dedicated Debt Free Wanabee 🤓
    Proud member of the Tilly Tidies since 1st Jan 2022
    2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC
  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @Naomim tillying has to be the easiest thing to do. Its not about the amount its just doing it I'm with @GingerWarrior in doing/checking it daily. Do you use the mobile banking apps? if so maybe you could do this whilst travelling into work. I also do DH account too some times. I've just closed one of his bank accounts and moved it to his Nationwide account as him having 3 bank accounts (for frugal reasons) was not able to cope due to his fibro fogs. So he got the £125 :smile: Also Naomim the Natwest roundup only works on the debit card spends. I found that this week as have made my nWest account into a joint account. (We've not had one for years - due to making money from the banks :wink: )

    2Scratters xx
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @2Scratters I do have the mobile apps. It's my own laziness to be honest. I wouldn't log onto them on my commute, busy trains and too many nosey people 😂
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Lloyds £2.00
    Chase £8.00

    Total £10.00

    MTD £54.54

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • Today I eked out an extra £5 to the mortgage, it’s been a slow Tilly month! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Doing fantastic @WinterWarrior
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Remember the tortoise and hare WW slow and steady wins the race.
    My tortoise of choice is the one on the train advert with rollar skates.
    Dedicated Debt Free Wanabee 🤓
    Proud member of the Tilly Tidies since 1st Jan 2022
    2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Tidied £10.30 this week to make account to round £100... 😊
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
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