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The 2022 1% Challenge

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  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Boom! £68.17 paid to the cc.

    £1300 / £1300

    1% achieved!!
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    wow well done x_raphael_xx that's a huge amount
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've just added another £22 to my savings pot from a FB sale and it was things I had listed ages ago and just kept renewing so it was nice to sell them to stop them cluttering up the place and as a bonus they add another % to my total :)

    My total now stands at £837/£1500 which is 55.8%
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 October 2022 at 4:17PM
    Having checked my Paypal account I have just managed to add a further £190 to my savings pot which now takes my total up to £1027/£1500 which is 68.46% 

    wahoo I'm over £1000 towards my target - I am so happy that I'm making progress again  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another £5 added to my savings pot today from a reward card bonus for a local shop I didn't even know I had.
    Only a small amount but still a fiver closer to my target so I'm happy :)

    My total now stands at £1032/£1500 which is 68.8% 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another £105 added to my savings pot today made up of a £5 FB marketplace sale for a board game we never play anymore and £100 from not spending any money on craft supplies. 

    M total now stands at £1137/£1500 which is £75.8% - I'm officially over three quarters of the way to meeting my second target :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again with a teeny tiny £3 to add to my pot from using coupons on my food shopping today.
    Not much but at least it is something I suppose :) 

    My total now stands at £1140/£1500 which is exactly 76% towards my total
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Guess who?

    I'm so proud of myself as I have just transferred my Etsy earnings for October into my account (the old me would have spent them) so I have just met my 2nd target of £1500 :) 
    Since joining this challenge in June I have added a whopping £3505 to my savings account - I am so happy but I'm not stopping there.

    I'm going to set a new target of £1650 (so my NEW 1% is £16.50).

    Like before my Etsy earnings took me over my target so I'm going to declare the extra in this total so I'm off and running and my NEW total is £373/£1650 which equates to 22.6%

    I'm hoping to make my new target by the end of March which might be optimistic but I am going to try ;) 

    How is everyone else getting on? 


    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    How is everyone else getting on? 


    I'm waiting to see how much I spend at the invert show this weekend before looking at my finances lol

    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again - just popping in to declare a further £7 added to the savings pot today from using the blue light discount card

    So my total is now £380/£1650 which is 23.03%.

    It may not be much progress but it has taken me another % closer to my third target :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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