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The 2022 1% Challenge

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  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another small amount added to the savings account today of £5 from Quidco.
    Again not a lot but it is something and my total is moving slowly in the right direction so I'll take that ;) 

    My total is now £385/£1650 which is 23.33%
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again - I rescued a scratch card from my puppies jaws today. It was a present from my mum and dad for my hubby (we each got one) but he hadnt scratched it and so as over two weeks have passed I claimed it for myself.
    It was a winner so I've added another ......... £5 to my savings today.
    Not a huge amount but £5 I didn't have earlier ;) 

    My total is now £390/£1650 which is 23.63% 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Small amounts currently being added but every penny counts right?

    Another £4 paid in to my savings account today from a facebook marketplace sale for some old craft kits I had bought the kids years ago and they never used. 

    Fingers crossed as I am supposed to a buyer for something else turning up tonight and one on Sunday after madly listing lots on marketplace today so lets hope they arrive.

    For now My total is now £394/£1650 which is 23.87% - hopefully I will move off 23% very soon - I feel like I have been on it forever!!!
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yey the lady collected so another £11 transferred into the savings account taking my total to £405/£1650 which is 24.54%.

    I'm getting close to a quarter of the way towards my third target ;)  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another £8 added to the savings pot today from a £5 FB Marketplace sale of an old cricket set no longer needed and £3 from an online discount code I used. 

    Total is now £413/£1650 which is 25.03%.

    Wahoo I'm a quarter of the way towards my 3rd target :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another £5 to declare from me today for a sale on my website and the money has just been credited :)

    Total is now £418/£1650 which is 25.33%

    Small amounts but they are all helping to push my %'s that little bit closer.

    How is everyone else getting on?
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Phew! Got through the month, and didn't spend as much as I thought at the invert show (still spent a hefty chunk). Wages have now hit so I have jiggled the budgets.
    Here goes my 2nd 1%

    £250.00 / £1300
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Declaring a further £12 today made up from a £4 FB marketplace sale and an £8 payment from one of my sale or return customers.

    Total is now £430/£1650 which is 26.06% - nearly another 1% closer ;) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another £8 added today from a FB marketplace sale of an old quilt cover I have had for years and never used.

    Total is now £438/£1650 which is 26.54%
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • £20 added to the pot

    £270.00 / £1300
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
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