The 2022 1% Challenge

NeverendingDMP

Hello all. Your progress has been amazing and you have remained so motivated. Well done. My work on debts this year has all been undone in part due to rain coming in the roof and that pesky thing called Xmas (yes I know it happens every year but I've been caught out this time )
My sig is currently incorrect. I think I owe more than what it says but I shall work it out and come back to properly join you if you don't mind!

NeverendingDMP

So I've corrected my signature. My 1% is 80.90. one of my debts is a card that I've cleared but will have left over interest on that I will see in my statement next week. I'm hoping I've overestimated as that would be an easy win to start me off. After this I will pay all my debts but am going to focus on the one with 900 owed. (On a card with interest). I'll pay as I go to reduce interest!
Hoping for 10% by Dec 2023? Seems a good target to start with.

x_raphael_xx

Small refund on the returned unused loft insulation - £22.04

and I've paid bf a little back by buying the dog food on his behalf (it's his turn) - £54.60
£3.36 added to round out the numbers.

£350.00 / £1300

NeverendingDMP

And I'm off. My debts below 8k and 1%paid. 
I'm 5 days into my penny a day challenge in prep for Xmas 23. Hope everyone else doing okay

bekah89

I’m going to start this again my 1% is £109. I’ve just paid £23 extra from vinted sales 
£23/£109

x_raphael_xx

Payday today so budgets updated. £750.00 paid into Mortgage overpayment pot.

£1100.00 / £1300

bekah89

I’m up to £94.59 of my 1% £109 now nearly there 

NeverendingDMP

Will done everyone. I'm still at one percent. Did a couple of balance transfers so slow progress for now

x_raphael_xx

£25.80 paid off what I owe the bf.

£1125.80 / £1300

x_raphael_xx

£250 into the mortgage OP pot from the bf, which pops me over my 2nd %!
Onto the 3rd %!

£75.80 / £1300.00