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Aim: Mortgage Free / Time For Me

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  • Nurse2047
    Nurse2047 Posts: 397 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Happy new year @postmenopause 🥳
    Nurse striving for financial freedom
  • MFW2026 said:
    Happy new year @postmenopause 🥳
    Thank you @MFW2026
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Happy new year and good luck with everything
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    Happy New Year and New Diary.

    Following for the gardening ;) Seriously, gardening is so good for your mental health, I find it really healing I love sequestering myself in the greenhouse with Radio 4 and and afternoon of potting-on. Walking is also good for the soul (finally persuaded my husband of that after 15 years :D) and although people say you can't outrun/walk a bad diet, I notice a real difference in my waistline if my daily average falls below 5km - but with two dogs, that doesn't happen very often!

    Good luck on your journey.
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Happy new year and good luck with everything
    Thank you @try_harder

    Chiglepig said:
    Happy New Year and New Diary.

    Following for the gardening ;) Seriously, gardening is so good for your mental health, I find it really healing I love sequestering myself in the greenhouse with Radio 4 and and afternoon of potting-on. Walking is also good for the soul (finally persuaded my husband of that after 15 years :D) and although people say you can't outrun/walk a bad diet, I notice a real difference in my waistline if my daily average falls below 5km - but with two dogs, that doesn't happen very often!

    Good luck on your journey.
    To be honest @Chiglepig i dont know what i would have done without my allotments over the last few years, i think it has been my only release and it has given me something to get up for in the mornings, after all the weeds wont wait 🤣🤣🤣.  Also ive been trying to do my brisk walking now with the dog ( instead of my usual slow amble along), i must look daft as everytime she stops to sniff i’m marching on the spot🤣🤣🤣
  • I wanted to say hi. I read your intro about getting counselling and you deserve a huge huge huge congrats. Both my DH and I have had long term counselling (both individual and marriage) and it has helped us come to term with the roles we were forced to play in our childhoods (DH's mother is also a narcissist and very manipulative and emotionally abusive - he has now set firm boundaries and as a result 2 of his siblings have completely cut him out of their life... but I digress) Of course it's an ongoing process but our life (and of finances!) is so much better as a result of healing the old wounds and recognising and breaking old patterns.

    Your allotment and cooking combo sounds great and I'm very envious. I've been on a waiting list for an allotment for aggggges and I've in hope that 2022 will be my year! 

    Do you happen to have a FitBit or a fitness watch of some kind? I find mine invaluable for my steps, sleep tracking and cardio vascular fitness...
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • Hello PM.  Just popping in to say I'm enjoying your diary.  Keep up the good work.

    Fortune x

  • South_coast
    South_coast Posts: 5,935 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    The cakes look amazing, beautiful presentation 😋!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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