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In the Meantime
Comments
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Thanks @jwil @mark55man @MovingForwards @savingholmes @Seasidegal58
I was too tired to travel today so my admin day has moved to tomorrow. I will leave very early in the morning.
I hadn't realised just how tired I was but as the fluid on my lungs lessens I feel a bit less tired. I need to go back to frogs and pick up the pace as the closer I get to the house becoming reality the more resistant I become and there is quite a lot to be done...
A friend offered me a beautiful cane bedhead and also a standing lamp. Both are very much appreciated
Today- messaged a friend for froggy conversation at the weekend.
- called EA to check all is ok
- send off forms for M and take to PO
- finish setting up account
- check GG ac add additional
- check on sol.
- get savings up to £500 to go towards house costs
- print off docs and take to PO
- Phone and check exact sum minus tax
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Don't forget there's a postal strike looming, so if possible try to get ahead on anything that needs to be posted. So far it's 26 and 31 August and 8 and 9 September, but there are rumblings of further dates.What would you get if all you got was what you were thankful for?3
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Always nice to get freebies if they are to your taste.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
savingholmes said:Always nice to get freebies if they are to your taste.
)I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
satchmo1 said:Don't forget there's a postal strike looming, so if possible try to get ahead on anything that needs to be posted. So far it's 26 and 31 August and 8 and 9 September, but there are rumblings of further dates.savingholmes said:Always nice to get freebies if they are to your taste.mark55man said:savingholmes said:Always nice to get freebies if they are to your taste.
)
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Up early and travelled back from house sitting to catch up on post and life admin. It was a bit of a slog as no trains!
I received CC statement and I am in credit
Today I completed yesterday's list.- send off forms for M and take to PO
- finish setting up account
- check GG ac add additional
- check on sol.
- get savings up to £500 to go towards house costs (£300/£500 saved)
- sorted out a problem with my phone data
- sorted out my travel arrangements and tickets for Devon
- software updated devices
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Glad you had a good week.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
Well done on completing the list!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Well done on listI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Well done for getting through your list and more.Mortgage started 2020, aiming to clear 31/12/2029.3
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Thanks @savingholmes @beanielou @MovingForwards @jwil for the encouragement.
It is funny my brain can't seem to organise itself without a list of action of some description! I do so much better with a list!
Friend is back from driving abroad today so I have made a chicken chorizo dish and rice. I chose a nice bottle of wine at the sm. Going to have a quick tidy through in a bit.
Spoke to a friend abroad. She helped me think through a problem.
Tomorrow the priority is:- chasing a financial organisation to check what is available
- chasing another financial organisation who have failed to do what they said they would.
- converting PB
I hope everyone is having a good Sunday.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720255
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