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Comments

  • doingitanyway
    doingitanyway Posts: 10,191 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thanks @jwil @mark55man @MovingForwards @savingholmes @Seasidegal58 :)

    I was too tired to travel today so my admin day has moved to tomorrow. I will leave very early in the morning. 
    I hadn't realised just how tired I was but as the fluid on my lungs lessens I feel a bit less tired. I need to go back to frogs and pick up the pace as the closer I get to the house becoming reality the more resistant I become and there is quite a lot to be done...

    A friend offered me a beautiful cane bedhead and also a standing lamp. Both are very much appreciated  :)

    Today
    • messaged a friend for froggy conversation at the weekend.
    • called EA to check all is ok 
    So tomorrow
    • send off forms for M and take to PO
    • finish setting up account
    • check GG ac add additional
    • check on sol.
    • get savings up to £500 to go towards house costs
    Monday
    • print off docs and take to PO
    • Phone and check exact sum minus tax
    I hope everyone is ok


    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • satchmo1
    satchmo1 Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Don't forget there's a postal strike looming, so if possible try to get ahead on anything that needs to be posted. So far it's 26 and 31 August and 8 and 9 September, but there are rumblings of further dates.
    What would you get if all you got was what you were thankful for?
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Always nice to get freebies if they are to your taste.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Always nice to get freebies if they are to your taste.
    Always nice to get freebies even if they are not to your taste (but too many can be problematic :smile:
     )
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • doingitanyway
    doingitanyway Posts: 10,191 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    satchmo1 said:
    Don't forget there's a postal strike looming, so if possible try to get ahead on anything that needs to be posted. So far it's 26 and 31 August and 8 and 9 September, but there are rumblings of further dates.
    A really helpful post. I tried to get ahead today and also diarised the strike dates. Thank you  :)
    Always nice to get freebies if they are to your taste.
    mark55man said:
    Always nice to get freebies if they are to your taste.
    Always nice to get freebies even if they are not to your taste (but too many can be problematic :smile:
     )
    Thanks @mark55man and @savingholmes. I am very careful about accumulating things, but the 2 items I am being gifted are very much to my taste. 

    ------------------------------------------------------------------
    Up early and travelled back from house sitting to catch up on post and life admin. It was a bit of a slog as no trains!

    I received CC statement and I am in credit  :)

    Today I completed yesterday's list.
    • send off forms for M and take to PO
    • finish setting up account
    • check GG ac add additional
    • check on sol.
    • get savings up to £500 to go towards house costs (£300/£500 saved)
    In addition I:
    • sorted out a problem with my phone data
    • sorted out my travel arrangements and tickets for Devon
    • software updated devices
    I hope everyone is enjoying their weekend 

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a good week.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • jwil
    jwil Posts: 22,259 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on completing the list!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,149 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on list  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • MovingForwards
    MovingForwards Posts: 17,158 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Well done for getting through your list and more.
    Mortgage started 2020, aiming to clear 31/12/2029.
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