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Comments

  • Mrs_Boo_Boo
    Mrs_Boo_Boo Posts: 569 Forumite
    Part of the Furniture 500 Posts Combo Breaker Photogenic
    Hi there DIA. Popping my head round the door. Been a long time since I posted but have been lurking in the background.              So much has happened to you and yet you keep eating those frogs. Excellent progress. 
    So sorry for your loss. Things always seem to happen all at the same time. 
    It will all fall into place. Well done on the new job. 
    Think back to when you were living in your old property and wanted to move. 
    Sending you best wishes and lots of positivity. 
    Take Care 
    xxx
            
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Outfits sound nice 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Humdinger1
    Humdinger1 Posts: 2,344 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    @doingitanyway frogs r us! I hope you're proud of your marvellous progress and I'm sure all will go well at your new job. Love Humdinger xx 
  • doingitanyway
    doingitanyway Posts: 10,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    All sounding good DIA 😼
     Enjoy the realaxing evening …
    Thanks AC  :smile:
    mark55man said:
    full steam ahead!!  hope you week ahead is rewarding and that everyone else makes as much progress as you are
    Thank you  :smile:
    Belated condolences on your relative's passing DIY. I hope all goes smoothly with the funeral. 
    I'm pleased to read your Zoom call with your new colleagues went well. 👍
    You've been devouring lots of frogs recently - well done!😃

    Thank you  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Outfits sound nice 
    Thanks SH :)
    Hi there DIA. Popping my head round the door. Been a long time since I posted but have been lurking in the background.              So much has happened to you and yet you keep eating those frogs. Excellent progress. 
    So sorry for your loss. Things always seem to happen all at the same time. 
    It will all fall into place. Well done on the new job. 
    Think back to when you were living in your old property and wanted to move. 
    Sending you best wishes and lots of positivity. 
    Take Care 
    xxx
            
    Good of you to drop in. You may not post often but when you do it is uplifting! Good to know you are in the background wishing me well. I do think back to being in the old house with all the repairs due. I am pleased to be gone. Just to get to the next home now! xx
    @doingitanyway frogs r us! I hope you're proud of your marvellous progress and I'm sure all will go well at your new job. Love Humdinger xx 
    Aw, thanks for the vote of confidence xx
     
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Today a friend will drop of a large item that I am going to try to squeeze into this tiny room somehow. It is a piece of equipment that will help me with creative project. I need to find a way to work from here some evenings or I will fall behind.
    I will treat my project work as a second job. I think back to when I was debt clearing. I worked all day then taught in the evenings in a different location. I did it for 6 months. It was hard but I did it. Hopefully it will only be until I get a new home, then WFH more will make it doable

    Friend bringing the equipment is also loaning me a spare iron so I can be presentable at the job! 

    Yesterday I had a creative work day.

    Today it is domestic chores and a car boot sale later and of course seeing friend when she delivers items for me.

    I won 50 on the PBs  :)

    I hope everyone is having a good weekend


    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Lol at the idea of having a spare iron. I don't even have one!
  • jwil
    jwil Posts: 22,248 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the PB win!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,136 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope the job goes well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,124 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hope the job goes well tomorrow.
    Life is an adventure, never stop exploring.

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