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In the Meantime

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Comments

  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    really pleased to see all the good things happening for you DIA - especially the blend of short term good news (windfall) and long term good news (survey)

    Nearly there!!
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • maggiem
    maggiem Posts: 1,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Very pleased to hear survey ok, phew what a relief for you. Let’s hope everything continues smoothly 🤞🤞
  • Yay another item checked off the list 👍
  • doingitanyway
    doingitanyway Posts: 10,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    All sounds really positive 🤞 Great news about the unknown money 🤗 glad you treated yourself and friend to something nice 
    Chrystal said:
    It sounds good, and I'm sending every positive thought possible to you. ((((hugs)))) XX
    beanielou said:
    Great news on the windfall & all positive vibes for the survey. 
    jwil said:
    That sounds really positive about the survey, and great news about the windfall.  It's great that you managed to do something nice for you and your friend as well as enabling you to keep your emergency fund intact.
    Thank you all for the positive energy  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Helping out family is a lovely thing to do.

    Glad you enjoyed the massage, and sounds positive about the creative venture as well :)

    I need to join you on getting back to walking.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the survey is sounding much more positive this time. Hopefully the written report will reflect that. 

    Nice news on the windfall however you choose to use it. The massage sounds fab
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
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