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savingholmes said:Enjoy your treatbeanielou said:Enjoy your day tomorrow
Thank you allSeasidegal58 said:I hope you enjoy Oppenheimer. My DD really liked it. My cinema buddy doesn't fancy it - I think because it's quite a long film and she's having some aches and pains lately when she sits for a long time without getting up. So I think I'll wait till it can be streamed. 😀 I did enjoy my treat. An absorbing film that took my mind off my stresses!jwil said:Good news that the flying freehold probably isn't an issue. Hope you enjoy your day tomorrow.MovingForwards said:It's easy to worry about something when you've never had experience of it before.
Hope you enjoyed the film and resting in the garden.
Good luck with the frogs. While nothing can be done on the weekends, where it's just chasing by email, send it so it's ready for them on the Monday, frees up time to focus on other items.
Thank you both. I enjoyed my day
It seems the FF issue is less of an issue as it is less than 10% of the total. It is still being looked into.
@peb suggested I email my solicitor so I have done so.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
It is fair to say I have been busy:
Cooking:
tomato soup, stock, bread. All came out well
House:
Solicitor, chased and updated on a few issues
EA, met new one taking over...advised on a few issues
Surveyor, checked plans and confirms <10% for FF issues. We spoke about some areas to pay special attention to.
Survey booked and finances ring fenced to pay
Finance frog eaten
Finance frog eaten and funds banked
Bank and savings reconciled
On Monday the frogs are:
finance frog 1 (H)
finance frog 2 (P)
surveyor, book survey
solicitor chase
another source chase
I could not eat one financial frog as I held for an hour and can't face it now. It will be my frog for tomorrow first thing...
I will also get a removals quote from a friend who runs a fleets of vans...
I hope you have all had a good day.
Off to read diaries...
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
A very productive day! Annoying about being on hold for so long though. Hope you have more success next time."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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I hate being on hold & the dire messages.
That reminds me I must register the shower.Ta.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Productive day. Sorry you had to suffer being on hold that long. Good news on the FFAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
jwil said:A very productive day! Annoying about being on hold for so long though. Hope you have more success next time.beanielou said:I hate being on hold & the dire messages.
That reminds me I must register the shower.Ta.
Thank you all It was annoying but it made me even more determined!savingholmes said:Productive day. Sorry you had to suffer being on hold that long. Good news on the FF If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
FROG EATEN
Today I was on the line ready at 9am. I was more or less straight through their myriad of questions and tap this tap that. The person I spoke to was lovely. The whole process took an hour of listening and responding to scripts. I was on hold whilst they checked this and that. However, I got through and that financial frog is well and truly eaten and ready to jump to a better place The worst financial frog is eaten!!!
That frog took it out of me so I'm going to tidy my room then go for a walk.
The removals frog can be left for this afternoon or even tomorrow.
I'm making a curry tonight with some YS lamb. I will buy some chillies to add.
I had another NSD yesterday but today I will have a cup of tea somewhere and read my book
I'm also going to browse the charity shops as these little treats are keeping me sane.
Hoping you all have a good day
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Congratulations on sorting that frog! Enjoy the rest of your day."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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woohoo on the frog.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
jwil said:Congratulations on sorting that frog! Enjoy the rest of your day.
Thank you bothbeanielou said:woohoo on the frog. If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252
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