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In the Meantime
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Thanks @beanielou @savingholmes @WelshmansDaughter
The cottage sounds fancy but it is very basic really. I say country, but rural might be a better description...Not to say I'm not counting my lucky stars I can go!
My previous financial frog eating resulted in a small payment so I had enough to buy some food shopping for the house plus treats like wine and chocolate. A huge relief
I saw the osteopath yesterday and it was a good appointment
I completed a job application today and sent it off. (Getting back in the saddle and all that...)
I just ate a financial frog
I ate an emotional frog today too, with a difficult phone call. I've put it off for a few months but done now...
I had a migraine a few days ago, so I lost a few days. Ok now...except for a chest infection...!
No suitable homes have come up
I hope everyone is well.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
The frog eating continues apace
A lovely cottage is nice, but an ordinary cottage somewhere nice is lovely
Get well soon
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Thanks @mark55man love the green/froggy smile
I'm still rough but ploughing on anyway. Psyching myself to go out in sleet to buy some cough meds and Vicks. Neither actually work but they make me feel better. All I need to add is tomato soup and white plasticky bread with a slick of Marg. Haha, might pass on the food
I had a froggy conversation about the future with my host. We worked something out so I feel easier
Doing great and ate another financial frog today
Paid for the week away too.
Made a curry with YS veg that included corn on the cob that were 5p for a pack of two It came out lush!
There is another big frog still not eaten to do with protecting my data.
Another big frog is a decision re PO redirect and what steps to take next
Ok, off to get ready to brave the outside
Hope everyone is warm and well.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Well done on the financial frog & the emotional frogs.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Just in case you need it the icon is "mrgreen" - in this case I was smiling and you were greenI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Well done on the frogsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Just catching up on all the frogs 🐸 you have coped with well done. Hoping you are feeling better today . Have a good weekend.Life is an adventure, never stop exploring.3
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Hope you're feeling better3
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Well done on tackling all the frogs!
Hope you are starting to feel better now."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Good morning DIA,
Well not so good here. Dull, overcast and drizzle. Hoping it will clear up so I can empty the indoor compost bin into the outdoor compost bin.
Hope you get better soon.
Wow eating those frogs systematically. It can be difficult when they appear to be sooooo hard to complete, but are actually not that bad when one is in the right frame of mind.
Very impressed with the YS bargains. Never seem to see these when I am in the supermarket.
All appears to be going in the right direction.
Best wishes to you
xxx3
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