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In the Meantime

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Comments

  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Well done for tackling the frogs.

    A change of scenery, whether it's rural or a city, is good for inner rejuvenation. 

    Are there other locations with the feel, vibe and amenities that can be included in your search. You've previously opened options up but it may be worth considering again as a little hidden gem could be waiting for you.

    Hope you're feeling a bit better, if not, more soup and medicinal wine 😉
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Hello doingitanyway.  I've just caught up on your diary and although you're sounding like you have a lot going on, you also sound like you're in control of it all and getting things done.  Huge congratulations on eating the frogs that were causing distress.

    Sorry to hear about the interview.  Have you heard back from them?  Something will come up which will be perfect for you.  I like to think that if the last one didn't go as planned that it's the universe making sure you don't get onto a wrong path.

    Good luck with the house hunting.  I'm noticing more and more houses are coming up here again and prices have stabilised.  I hope you find your perfect home where you want to be.
    Debt on 01 July 2022 = £42,083.00
    Debt on 01 January 2023 = £37,075.87 (-£5,007.13)
    Debt on 01 January 2024 = £24,922.36 (-£12,153.51)

    Debt:
    01 January 2024 = £24,922.36, 01 February = £24,170.95, 01 March = £23,298.44, 01 April = £22,424.83
    Current debt free date = 01 July 2026.
  • Sun_Addict
    Sun_Addict Posts: 24,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you’re making great progress with the frogs. Good idea to focus on things you can control so good luck with the fitness and SW. 

    Great news about the holiday deposit too. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Great news about the holiday, voucher and walking.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Walk along the sea shore sounds lovely.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I also have a holiday that I paid a 20% deposit before lockdown that I stand to lose if I don't go now, but can't afford to go now, so I might have to take that hit.
    Some good news. The holiday provider said I can attend later in the Autumn  :)
    That's great - they would rather have 100% of what you had booked than the 20% deposit for nothing - that's already off the books - so win win!!
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
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