2022 - Moving forward

jwil

beanielou said:

Wow, soon to be under 100k 

It will be amazing
Now to smash it down further after today's announcements!

NeverendingDMP

Such a boost to go under 100k very excited for you

jwil

NeverendingDMP said:

Such a boost to go under 100k very excited for you

Thank you   It's very exciting.

jwil

I've been trying to think about how we will be able to cut back a bit as a result of today's price rises.  I don't want to lose momentum on clearing the mortgage so will try and reduce outgoings so that I can keep overpaying my survey money and any extras.

Bulb have tried to raise our DD by £40 today, but I've gone in and changed it to £25.  I prefer to top up my account as needed and I topped up £50 yesterday which isn't showing yet.

I have put the thermostat down to 17 during the day - I usually sit with a hot water bottle anyway.  It's 16 overnight, and 18 in the morning and evening.  We can still turn it up if we need to, but it won't come on so often, particularly when we are all out.

The mortgage will be going up again - maybe £15?  Still manageable for now.  I've cancelled Now tv so that will cover most of it.

I need to sit down and work out a new SOA and update my creditors.  I might even include a cheeky F&F and see if anyone bites.  I need to think through how water, Council tax, food and everything else will change and I haven't even considered the impact of the NI rise as well.

I know we are in a better position than many.  It's so hard for so many people  

beanielou

It will be dire.
Foodbank will be just manic.

NeverendingDMP

jwil said:

I've been trying to think about how we will be able to cut back a bit as a result of today's price rises.  I don't want to lose momentum on clearing the mortgage so will try and reduce outgoings so that I can keep overpaying my survey money and any extras.

Bulb have tried to raise our DD by £40 today, but I've gone in and changed it to £25.  I prefer to top up my account as needed and I topped up £50 yesterday which isn't showing yet.

I have put the thermostat down to 17 during the day - I usually sit with a hot water bottle anyway.  It's 16 overnight, and 18 in the morning and evening.  We can still turn it up if we need to, but it won't come on so often, particularly when we are all out.

The mortgage will be going up again - maybe £15?  Still manageable for now.  I've cancelled Now tv so that will cover most of it.

I need to sit down and work out a new SOA and update my creditors.  I might even include a cheeky F&F and see if anyone bites.  I need to think through how water, Council tax, food and everything else will change and I haven't even considered the impact of the NI rise as well.

I know we are in a better position than many.  It's so hard for so many people  

It's a real worry isnt it.ive not had my c tax bill or my amended utility bill yet so waiting in nervousness before I go full panic mode.also ridiculous that as someone who describes themself as in a better position than many you still can't afford to put your heating on as ans when u please so are being conscientious and using a hot water bottle.  

NeverendingDMP

beanielou said:

It will be dire.
Foodbank will be just manic.

That is the fear. From April I'm gonna be really pushed and panicking. Is quick cook, dried and tin stuff best to donate. What do u run out of but need the most. I'll try and get a few extra bits to my local one whilst still can.  I've always done tins and packets but what's the top things that are in demand?

beanielou

NeverendingDMP said:

beanielou said:

It will be dire.
Foodbank will be just manic.

That is the fear. From April I'm gonna be really pushed and panicking. Is quick cook, dried and tin stuff best to donate. What do u run out of but need the most. I'll try and get a few extra bits to my local one whilst still can.  I've always done tins and packets but what's the top things that are in demand?

Quick cook is great as are tins.
No porridge though!!
Tinned main meals & Fay Bentos pies.
Wee sweet treats for kids are always welcome.

another_casualty

Everything seems to be going in a positve direction @jwil 😼🤙
Keep going ! 

in_need_of_direction

Agree that the accumulation of price increases is scary.  I am, as always, heartened by the end of month report. Thanks jwil for sharing