2022 - Moving forward

doingitanyway

You are doing so well. Very much in control. 
I agree, all the price increases are scary...

savingholmes

Making great progress on the mortgage. Good luck with forecasting your budget

jwil

beanielou said:

It will be dire.
Foodbank will be just manic.

It's awful isn't it.  What a country we live in

NeverendingDMP said:

jwil said:

I've been trying to think about how we will be able to cut back a bit as a result of today's price rises.  I don't want to lose momentum on clearing the mortgage so will try and reduce outgoings so that I can keep overpaying my survey money and any extras.

Bulb have tried to raise our DD by £40 today, but I've gone in and changed it to £25.  I prefer to top up my account as needed and I topped up £50 yesterday which isn't showing yet.

I have put the thermostat down to 17 during the day - I usually sit with a hot water bottle anyway.  It's 16 overnight, and 18 in the morning and evening.  We can still turn it up if we need to, but it won't come on so often, particularly when we are all out.

The mortgage will be going up again - maybe £15?  Still manageable for now.  I've cancelled Now tv so that will cover most of it.

I need to sit down and work out a new SOA and update my creditors.  I might even include a cheeky F&F and see if anyone bites.  I need to think through how water, Council tax, food and everything else will change and I haven't even considered the impact of the NI rise as well.

I know we are in a better position than many.  It's so hard for so many people  

It's a real worry isnt it.ive not had my c tax bill or my amended utility bill yet so waiting in nervousness before I go full panic mode.also ridiculous that as someone who describes themself as in a better position than many you still can't afford to put your heating on as ans when u please so are being conscientious and using a hot water bottle.  

No I haven't had mine yet, I'm just guessing at the moment.  Just to say though, I use a hot water bottle for comfort more than anything, it's not because I don't want to put the heating on.  I just figure if I'm warm enough with that, I can reduce the heating coming on when it's not needed.  If we feel cold I'll still turn it up.  I hope that will save us a few £s at the same time though!

another_casualty said:

Everything seems to be going in a positve direction @jwil 😼🤙
Keep going ! 

Thank you   

in_need_of_direction said:

Agree that the accumulation of price increases is scary.  I am, as always, heartened by the end of month report. Thanks jwil for sharing 

Thank you   It is scary that it's just all going to hit at the same time.  I'm nervous about it, but not panicking like so many must be.

jwil

doingitanyway said:

You are doing so well. Very much in control. 
I agree, all the price increases are scary...

Thank you     Everything is just going up!

savingholmes said:

Making great progress on the mortgage. Good luck with forecasting your budget

Thank you   I still haven't done it.  No procrastinating here...

jwil

Happy weekend everyone.  I took the kids swimming this morning and then went to see my folks so haven't really done much today.

House definitely feels chillier at 17 but I think it was colder outside again today.  I'll see how it goes.  I have made the effort to put the washing out though, it doesn't really fully dry in this weather, but at least reduces the time needed in the dryer.  Our back garden is lovely and sunny in the summer, but doesn't get much sun in winter as the sun is lower than the neighbour's leylandii.  At least it's slowly getting higher in the sky again.

There's a walk in child flu clinic in town tomorrow, so I might take little miss as she refused her school one.

Have a good evening

NeverendingDMP

The water bottle idea sounds quite cosy tbh. My post the other day wasn't worded particularly well when I read it back. Apologies for it's wording it came across a bit wrong..
Glad you got the washing out. I've been looking out the window longing to peg out. Its almost time. Goof look at the flu clinic for tomorrow 

jwil

NeverendingDMP said:

The water bottle idea sounds quite cosy tbh. My post the other day wasn't worded particularly well when I read it back. Apologies for it's wording it came across a bit wrong..
Glad you got the washing out. I've been looking out the window longing to peg out. Its almost time. Goof look at the flu clinic for tomorrow 

It was probably me not wording things well. I just love to snuggle with a hot water bottle  

pennywisepoundstupid

I was hoping to peg out today but its been piddling down all day and forcast the same for tomorrow, so will use theairer for lighter items but have a load of towels to wash so will need to use the tumble dryer 

anjyeah

Sounds like a good weekend. I am getting scared about these energy hikes but it definitely reminds me of the time my mum would leave the heating off until it's reasonable enough to do so. It's a shame that we have to ration it like that but it is saving in a way. For now, we both have our thick fleece blankets when in the living room or in our bedroom. Like you're hot water bottle, I love snuggling with my blankets too. 

Same with the washing! I guess every penny-pinching helps... 

savingholmes

I need to clean off my retractable washing line, find the pegs and put the flags down that Ex or DS lifted last summer.  Your energy saving is pushing me in the right direction.

I also saw in the news how much a second FF costs to run so debating whether that is still the right choice...