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Getting FIREd up 😀

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Comments

  • South_coast
    South_coast Posts: 5,896 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yes it was 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Cheery_Daff
    Cheery_Daff Posts: 17,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good to have a plan! And thanks for the payday reminder! This is Mr Cheery's not mine, so I often forget, but it's me doing the budget shuffling excitement!
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Always good to review the budget. Well done on clearing down the CC
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic



    I occasionally do surveys (prolific and Royal Mail postal) and occasionally keep a (very) loose eye on my budget 😁😁
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    QueenJess said:
    I feel like most people who do surveys are the type of people who would be hot on their budgets ...
    That’s an interesting point. I wonder if they ever address the skewing of data from their surveys and how it isn’t necessarily indicative of the wider population.

    Once I got thrown out of a survey because I wasn’t a CEO or CFO of a business. I can’t imagine those people would be doing surveys!
    Probably capture small business owners but not the ones they're hoping for!
  • South_coast
    South_coast Posts: 5,896 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Petrol at 163.9p today 😀😀😀 

    11p more half a mile up the road at Sainsbury's 😮!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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