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Getting FIREd up 😀
Comments
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Yes it was 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Payday! (Well, technically in 45 minutes, but the money is there so I'm spending it 🤣!) I've filled up my pots, then emptied them again settling all my various debts to the credit card (been actually using it as a "credit" card lately, which is not how I usually roll 😮!) That leaves me with, er, probably OK on petrol and groceries (although it is a 5-weekend month 🤔), but definitely not enough in personal. I have a plan though! Should be back to breaking even either next payday or the one after 🤞 Would have been in a better position if BF hadn't decided we were going for dinner and drinks last weekend, but life's too short!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Good to have a plan! And thanks for the payday reminder! This is Mr Cheery's not mine, so I often forget, but it's me doing the budget shuffling excitement!4
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Always good to review the budget. Well done on clearing down the CCAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20282 -
🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
I feel like most people who do surveys are the type of people who would be hot on their budgets ...6
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That’s an interesting point. I wonder if they ever address the skewing of data from their surveys and how it isn’t necessarily indicative of the wider population.killerpeaty said:I feel like most people who do surveys are the type of people who would be hot on their budgets ...
Once I got thrown out of a survey because I wasn’t a CEO or CFO of a business. I can’t imagine those people would be doing surveys!2026 decluttering: 8,290 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅
2026 use up challenge: 787🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5006 -
I occasionally do surveys (prolific and Royal Mail postal) and occasionally keep a (very) loose eye on my budget 😁😁I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £20
2026 Declutter campaign awards 2x star3 -
Probably capture small business owners but not the ones they're hoping for!QueenJess said:
That’s an interesting point. I wonder if they ever address the skewing of data from their surveys and how it isn’t necessarily indicative of the wider population.killerpeaty said:I feel like most people who do surveys are the type of people who would be hot on their budgets ...
Once I got thrown out of a survey because I wasn’t a CEO or CFO of a business. I can’t imagine those people would be doing surveys!4 -
Petrol at 163.9p today 😀😀😀
11p more half a mile up the road at Sainsbury's 😮!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4
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