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Getting FIREd up 😀
Comments
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Just seen it 1p cheaper in BF's village 🤦♀️! But I am still celebrating my win 😀
They were the 2023 targets, KP! Only a little more specific at my end 🤣!
Need to wind myself back to 2022 though first - not cooked, or explored this month, plus been drinking far too much (that was 2021 😳). We'll gloss over the glass of Baileys I've just poured for the moment 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I did not manage to read your message.... Good thing reading is not an essential part of participating in forums!6
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Great petrol prices. And got super intrigued with the 2023 goals only to be ‘oh’ when I read them. 🤣DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
Yeah, sorry 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
nothing wrong with a glass of BaileysDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Nothing at all, it's what follows that's the concern!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
I remember once when I was in Las vegas I ordered a baileys ... the lassie didnt know how to pour one, so got a pint glass out and started pouring, a whole bottle of baileys in a pint glass for $5 I was as happy as a pig in mud ... well ye cannae expect a Scots lassie to say stop pouring can ye really ?6
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😱😱😱 I bet you felt it the next day though 🤣! The old "Oh yeah, it's got whisky in it" realisation 🤦♀️Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
I definitely need to go back to 2021, I bought a Maccies milkshake on the way home from work 😳Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
South_coast said:
I definitely need to go back to 2021, I bought a Maccies milkshake on the way home from work 😳
Was it Strawberry that's the real question?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251
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