Getting FIREd up 😀

killerpeaty

While I think you are harsh on yourself, I also think that you know how much effort you have put in so...

The heat or just stress might be affecting your fatigue.

South_coast

Thanks both, you are very kind 😍

Hmmm, don't think I have been stressed. However, it could be that I've been a bit wired for the last couple of months and now feel that I can relax a bit 🤔 Work has also been a bit bonkers for the last 8 weeks or so, so maybe a combination of things 🤔

I'm thinking I may change up my 2022 goals though (again 🤦‍♀️). Not the year of happiness ones, as those are all still things I want to do, but the money ones aren't really relevant since I decided I am a snowballer. The second of my 2023 savings targets that you all got so excited about last week was to try and scrape together an additional £1k over the course of the year, as this would give me a jolly nice annual savings total. If I were to make a start on that now, it would give me a nice gentle lead-in to it by giving me an extra few months to achieve it (although can't really put anything towards it until I am back in the black each month). Hmmm, lots to think about 🤔

savingholmes

I can't believe you achieved such a high savings rate and only gave yourself a C. Bonkers!

You are doing amazing...

South_coast

Yes, but the savings don't take any effort, they're a given....

Cheery_Daff

South_coast said:

Yes, but the savings don't take any effort, they're a given....

Yeah, but I bet you'd lower your own grade if your savings rate dropped too much...

edinburgher

@South_coast - sorry if I'm preaching to the converted/you told me about this one, but are you signed up for Y Live surveys (used to be Populus)? I signed up last week and got my first survey today - £2 for 10 minutes. Sort of like Yougov, but much better remunerated and they automatically send you your earnings once you reach £50.

South_coast

Hi Ed, thanks for thinking of me 😀 Yes, I signed up last year, I think. Currently on 44/50 points, so hopefully not too far off my first payout. I find them a bit hit and miss, the surveys tend to be very sporadic (and soooo many attention check questions - what if I have been to Antarctica in the last 7 days 🤔🤷‍♀️?), but anything where the surveys come to me without me having to look for them gets my vote 👍

South_coast

Another one in the same vein is NewVista, which I think Vix put me on to originally. Again, they seem to come in fits and starts, but they email you the invites so you don't need to think about it

South_coast

First of the month round-up....

Movement during July 2022: +£2050.58
Money needed as at 1 August 2022: £265,999.33

Well that's entirely due to the stock market coming back to life (and a bit from my pants pension contributions), as this month's savings didn't go towards The Future so don't get counted. Pretty happy with that outcome in that case!

savingholmes

Glad things are improving again stock market wise. Mine still hasn't recovered.