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Getting FIREd up 😀
Comments
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OMG, the transfer has completed 🎉! I have submitted my buy order and am very much looking forward to not logging in multiple times per day to see if it's available for me to invest yet 😅
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
Good news.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
In fairness, it will be back on the normal schedule from April 2028, so I have just changed it to say "Normal years April 2028 onwards", which does actually feel a lot better!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
I could also delete the completed months as I go (instead of turning the cells green), so that the list of non-standard months keeps getting shorter 🤔 It's all about tricking my brain!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
OK, the completed months are now gone. I am creeping closer to my targets, one deleted row at a time 😅!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
After two previous emails priming me that I would be able to renew my broadband deal soon, today was the day....
- The 12-month deal averaged £28.99/month
- The 18-month deal averaged £27.66/month
- The 24-month deal averaged £26.99/month
🤯
Not sure when it became the norm for someone to need an economics degree to be able to renew their broadband 😅! Anyway, I went for the 18-month option, on the basis that for an additional 67p/month over the cheapest option I'll be able to renew 6 months sooner and should hopefully avoid ever having to pay £30.99/month, because their renewal option is always cheaper than their April price rises increase it to (and because £30.99 seems like a LOT of money)
And yes, I know I could have shopped around, but sometimes life's too short 🤣!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
OK, so throwing my LISA into the market has so far lost me £619.55 🤦♀️ I am going to trust in the process and stop looking!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
AI wobbles SC, this too shall pass 🧘🏻♂️
2 -
Is it sad that I'm really looking forward to getting my wage slip so I can put my new budget spreadsheet through its paces?
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
No! That is exciting stuff! Does it have any coloured conditional formatting?!
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.532
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